Cash loan from Promsvyazbank

At Promsvyazbank, borrowers can get a consumer cash loan ranging from 100,000 to 5 million rubles for a term of 1 year to 7 years. With personal insurance, the interest rate ranges from 4.5% to 18.5% per annum. If you opt out of financial protection, the overpayment can range from 14.5% to 27.5% per annum.

Early loan repayment is available at Promsvyazbank. To close the loan ahead of the schedule set by the credit agreement, you must notify the bank of your intention and pay the principal amount along with the interest accrued for the actual days the money was used.

In case of a late monthly payment, Promsvyazbank charges a penalty of 0.06% of the debt amount for each day of delay, plus accrued interest.

Borrowers who meet the following requirements can get a consumer cash loan from Promsvyazbank:

• are citizens of the Russian Federation;
• have permanent registration, a place of actual residence, or a place of work in the region where the bank operates;
• aged from 21 at the time of loan application to 65 at the expected end date of the loan agreement;
• have a continuous work history of at least four months at their current job and a total work history of at least one year.

To obtain a consumer loan from Promsvyazbank, you must provide a Russian passport, SNILS, and documents confirming your income and employment.

You can receive the loan in cash at a Promsvyazbank branch or to a debit card.

The bank deducts monthly payments from the borrower's account every month. You can deposit money into the account using the following methods:

• by transferring between your own accounts opened at Promsvyazbank;
• by transfer from cards of other banks;
• in cash through Promsvyazbank ATMs;
• in cash through Alfa-Bank and UBRD ATMs;
• in cash through Promsvyazbank cash desks;
• by transfer from YooMoney and QIWI electronic wallets;
• in cash at QIWI terminals, and so on.