Consumer loan at Ak Bars Bank

At Ak Bars Bank, borrowers can get a consumer cash loan from 30,000 to 5 million rubles for a term from 13 months to 5 years. When applying for personal insurance, the interest rate ranges within:

• from 15.4% to 41.8% per annum for individuals;
• from 3.5% to 41.4% per annum for the bank's payroll clients;
• from 18.5% to 25.5% per annum for individual entrepreneurs and business owners.

If you decline financial protection, the overpayment can reach:

• from 17.9% to 46.8% per annum for individuals;
• from 17.2% to 46.4% per annum for the bank's payroll clients;
• from 21% to 28% per annum for individual entrepreneurs and business owners.

At Ak Bars Bank, borrowers can repay their loan in full or ahead of schedule. To do this, they need to notify the bank of their intention in advance. In addition, it is necessary to pay the principal amount of the debt and interest accrued for the actual days of using the money.

In case of untimely payment of the monthly installment, Ak Bars Bank charges a penalty of 20% per annum on the amount of overdue principal and accrued interest.

Borrowers who meet the following requirements can get a consumer cash loan at Ak Bars Bank:

• citizenship of the Russian Federation;
• having permanent or temporary registration in the bank's region of operation;
• aged from 21 at the time of loan application to 65 at the expected end date of the loan agreement;
• having a continuous work record at the current place of work of at least three months, if the borrower is an individual;
• having a continuous work record at the current place of work of at least one year, if the borrower is an individual entrepreneur or business owner;
• having a permanent source of income.

To get a loan at Ak Bars Bank, you must provide a passport of a citizen of the Russian Federation and a document confirming income.

Loan funds can only be received on a debit card issued by Ak Bars Bank.

Monthly payments are automatically debited from an account opened with Ak Bars Bank. You can deposit money into it in the following ways:

• by transfer between your own accounts opened with Ak Bars Bank;
• by transfer from cards of other banks;
• in cash through Ak Bars Bank ATMs;
• in cash through Ak Bars Bank cash desks;
• in cash at Russian Post branches.

Abbreviated name: PJSC AK BARS BANK

Tax status: 1653001805

BIC: 049205805

KPP: 165601001

Corr. account: 30101810000000000805

OGRN: 1021600000124