Car-secured loan at Sovcombank

Sovcombank offers borrowers a car-secured loan ranging from 150,000 to 5,000,000 RUB for a term of 12 to 60 months. The interest rate is a fixed 6.9% per annum.

Sovcombank allows early loan repayment. To pay off the debt ahead of the schedule established by the loan agreement, you must submit an early repayment application before the next monthly payment date.

In the event of a delayed monthly payment, Sovcombank charges a penalty of 0.05% per day on the overdue debt amount and interest accrued for the actual period of using the funds.

Borrowers who meet the following requirements can obtain a car-secured loan from Sovcombank:

• are citizens of the Russian Federation;
• have permanent registration within the Russian Federation for at least four months;
• aged from 20 years at the time of loan application to 85 years at the expected end date of the loan agreement;
• have a continuous employment record at their current job of at least four months.

To obtain a car-secured loan, you must provide a passport of a citizen of the Russian Federation, SNILS, driver's license, vehicle registration certificate, vehicle passport, and a compulsory motor third-party liability insurance (OSAGO) policy.

Currently, loans can only be disbursed to an account opened with Sovcombank or any other Russian bank.

You can repay your debt to Sovcombank using one of the following methods:

• by transfer in your personal account via the mobile app or online banking;
• in cash through Sovcombank ATMs;
• by transfer from cards of other banks;
• in cash through ATMs of other banks;
• in cash at Russian Post branches.

Short name: PJSC "Sovcombank"

Tax ID (INN): 4401116480

BIC: 043469743

KPP: 440101001

Correspondent account: 30101810300000000743

OGRN: 1144400000425