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About the loan
MediumScore MFO is a microfinance organization specializing in issuing short-term microloans. Borrowers can get up to 30,000 RUB here for a term of 7 to 30 days. On the first day of the loan, a special offer is available for both new and regular clients.
Terms
MediumScore MFO applies the same terms for both new and regular borrowers. Here they can get from 3,000 to 30,000 RUB for a term of 7 to 30 days. The overpayment at the microfinance organization is 0.8% per day, which is the maximum allowed by law. However, on the first day of the loan, the interest rate is 0% for everyone.
MediumScore MFO provides the option of early repayment of the microloan. In order to repay the loan ahead of the schedule established by the payment plan, it is necessary to pay the principal debt amount and the interest accrued for the actual period of using the loan. Early repayment of the microloan is carried out without prior agreement with the company.
The MediumScore microfinance organization also provides the option of loan extension. In order to extend the microloan, you only need to pay the interest accrued for the actual days of using the money. You can find out the amount required for extension in your personal account on the company's official website or by calling +7 (495) 109-45-49.
In case of untimely payment of the microloan, the microfinance organization charges a penalty in the amount of 0.1% for each day of delay, but no more than 20% per annum. For example, if a borrower received 9,000 RUB and did not close the loan on time, the lender will charge a fine of 4.93 RUB for each day of non-payment plus accrued interest.
Borrowers who meet the following requirements can apply for a microloan at MediumScore MFO:
- are citizens of the Russian Federation;
- have a place of actual residence in the territory of Russia;
- aged 18 to 65.
To apply for a microloan, you will need a passport of a citizen of the Russian Federation and a SNILS or INN, as well as a debit or credit card of any bank with a positive balance and a device with Internet access.
Microloans can only be received on a MIR, Visa, or MasterCard bank card.
You can repay the microloan only from a MIR, Visa, or MasterCard bank card — to do this, you will need to enter the card details in your personal account, and the required amount will be debited on the payment day.
Bank: JSC ALFA-BANK
Recipient: LLC MKK "MediumScore"
Tax ID (INN): 5030097246
BIC: 044525593
KPP: 503001001
Current account: 40701810302830000039
OGRN: 195081081887
How to apply
You can apply for a microloan only online — on the microfinance organization's website. To do this, you need to:
- indicate the desired amount and term on the website's main page;
- click the "Get" or "Get loan via Gosuslugi" button;
- click the "Fill out via Gosuslugi" button or enter your last name, first name, patronymic, gender, email address, and mobile phone number;
- check the box and click "Continue Registration";
- enter the confirmation code from the SMS message;
- click the "Confirm" button;
- provide passport details, permanent registration address, actual residential address, SNILS, and INN;
- click the "Continue" button;
- provide employment details, marital status, education, income, contact phone number, and the date of next income receipt;
- click the “Continue” button.
After filling out the application form, you will need to undergo identity verification and specify how you wish to receive the microloan.
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