MediumScore

MediumScore
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53
4
Microloan amount
Microloan amount
30000 ₽
Rate, %
Rate, %
From 0 %
Age
Age
From 18 years
Credit history
Credit history
Any
Microloan term
Microloan term
up to 30 days
Decision
Decision
From 1 min
MediumScore
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Updated: 15.11.2024

About the loan

MediumScore MFO is a microfinance organization specializing in issuing short-term microloans. Borrowers can get up to 30,000 RUB here for a term of 7 to 30 days. On the first day of the loan, a special offer is available for both new and regular clients.

Terms

MediumScore MFO applies the same terms for both new and regular borrowers. Here they can get from 3,000 to 30,000 RUB for a term of 7 to 30 days. The overpayment at the microfinance organization is 0.8% per day, which is the maximum allowed by law. However, on the first day of the loan, the interest rate is 0% for everyone.

MediumScore MFO provides the option of early repayment of the microloan. In order to repay the loan ahead of the schedule established by the payment plan, it is necessary to pay the principal debt amount and the interest accrued for the actual period of using the loan. Early repayment of the microloan is carried out without prior agreement with the company.

The MediumScore microfinance organization also provides the option of loan extension. In order to extend the microloan, you only need to pay the interest accrued for the actual days of using the money. You can find out the amount required for extension in your personal account on the company's official website or by calling +7 (495) 109-45-49.

In case of untimely payment of the microloan, the microfinance organization charges a penalty in the amount of 0.1% for each day of delay, but no more than 20% per annum. For example, if a borrower received 9,000 RUB and did not close the loan on time, the lender will charge a fine of 4.93 RUB for each day of non-payment plus accrued interest.

Borrowers who meet the following requirements can apply for a microloan at MediumScore MFO:

  • are citizens of the Russian Federation;
  • have a place of actual residence in the territory of Russia;
  • aged 18 to 65. 

To apply for a microloan, you will need a passport of a citizen of the Russian Federation and a SNILS or INN, as well as a debit or credit card of any bank with a positive balance and a device with Internet access.

Microloans can only be received on a MIR, Visa, or MasterCard bank card.

You can repay the microloan only from a MIR, Visa, or MasterCard bank card — to do this, you will need to enter the card details in your personal account, and the required amount will be debited on the payment day.

Bank: JSC ALFA-BANK

Recipient: LLC MKK "MediumScore"

Tax ID (INN): 5030097246

BIC: 044525593

KPP: 503001001

Current account: 40701810302830000039

OGRN: 195081081887

How to apply

You can apply for a microloan only online — on the microfinance organization's website. To do this, you need to:

  • indicate the desired amount and term on the website's main page;
  • click the "Get" or "Get loan via Gosuslugi" button;

Medium Score loan step 1

  • click the "Fill out via Gosuslugi" button or enter your last name, first name, patronymic, gender, email address, and mobile phone number;
  • check the box and click "Continue Registration";

 

Medium Score loan step 2

  • enter the confirmation code from the SMS message;
  • click the "Confirm" button;
  • provide passport details, permanent registration address, actual residential address, SNILS, and INN;
  • click the "Continue" button;

 

Medium Score loan step 3

  • provide employment details, marital status, education, income, contact phone number, and the date of next income receipt;
  • click the “Continue” button.

 

Medium Score loan step 4

After filling out the application form, you will need to undergo identity verification and specify how you wish to receive the microloan.

Rates

Amount
From 3,000 to 30,000 RUB
Term
From 7 to 30 days
Interest rate
From 0% to 0.8% per day
First loan
From 3,000 to 30,000 RUB for a term of 7 to 30 days from 0% per day
Penalty for missed payment
0.1% per day for each day of delay, but no more than 20% per annum
Application
Online
Disbursement
To MIR, Visa, or MasterCard bank card
Repayment
From a MIR, Visa, or MasterCard bank card
Borrower's age
From 18 to 65 years
Income verification
Not required
Collateral
Not required
Credit history
Any

Calculator

Credit card calculator
Credit limit
Term / month
Rate
Loan amount
8 000 000
Overpayment
1 000 000
Total payment amount
9 000 000
Loan maturity
15.05.2022
Monthly payments
500 000

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Customer reviews

Leave a review
Thomn
Thomn
Guest
MediumScore
Took out a loan here for the first time, liked everything. The amount is not big, but the loan term suits me. Honest interest rate, transparent issuance terms. I liked that you can apply online without leaving home. Also a plus for flexible repayment terms, there is even an option for loan extension. Minuses? Well, the borrower requirements could be simpler. Overall, I recommend it!
dudle
dudle
Guest
MediumScore
Took out a loan from MediumScore for a term of 30 days. Needed funds for car repairs. Amount - 15,000 RUB. Everything was simple and clear: issuance terms - no guarantors or collateral. Liked the flexibility of repayment terms - there was an option for early repayment without penalties. The staff was polite and ready to help. Received the money via card transfer, and the repayment schedule was sent to my email. There are requirements for borrowers, but they are standard. Plus, everything is clearly described on the website. Recommend!
Maximilian
Maximilian
Guest
MediumScore
It's very convenient that you can apply for a loan while sitting at home. I liked MediumScore. No need to run anywhere, everything is competent and fast. First time I took a small amount to test how the service works. Everything went smoothly, without any glitches. The money arrived on the card in fifteen minutes. I recommend it to anyone who needs a quick loan!
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