Bank Zenit
Renaissance Bank
LOCO-Bank
T-Bank
Bank Sinara
Credit Europe Bank
Loading...
About the loan
"Zaim Vruki" is a loan aggregator of the well-known microfinance organization "Pay P.S.". This company has been operating since 2012 and during this time has managed to establish itself as a reliable lender.
Terms
On the "Zaim Vruki" platform, borrowers can get from 1,000 to 30,000 RUB for a period of 1 to 30 days. The maximum interest rate here does not exceed the legally permitted 0.8% per day or 292% per annum.
Early repayment of the microloan is available at the microfinance organization. In order to close the loan before the established date, it is necessary to pay the principal debt and interest accrued for the actual time the money was used. You can clarify the amount required for early repayment of the microloan in your personal account or by calling the hotline at 8 (800) 333-84-16.
In addition, loan prolongation is also possible at the MFO. In order to extend the loan, you only need to pay the interest accrued for the actual period of using the money. You can clarify the amount that needs to be deposited for loan prolongation in your personal account or by calling the hotline at 8 (800) 333-84-16.
In case of untimely repayment of the loan, the microcredit company charges a penalty of 20% per annum of the overdue debt amount. Let's give a small example: a borrower received 20,000 RUB, but did not close the microloan on time. In this case, their fine will be 10.96 RUB for each day of delay plus accrued interest.
Borrowers who meet the following requirements can get a loan on the "Zaim Vruki" platform:
- are citizens of the Russian Federation;
- aged from 19 to 63 years.
To apply for a microloan, it is enough to provide only the passport of a citizen of the Russian Federation. In addition, a debit or credit card of any bank with a positive balance and a device with Internet access will be required.
You can receive a microloan using one of the following methods:
- to a MIR, Visa, or MasterCard bank card;
- in cash at the microfinance organization's branches.
You can repay the microloan using one of the methods listed below:
- via a Mir, Visa, or Mastercard bank card — enter your card details in your personal account, and the required amount will be debited on the payment date;
- via bank account details: in your internet bank or mobile app, you will need to enter the MFI's details, the contract number, and the payment amount;
- from YooMoney electronic wallets — you will also need to select the MFO in the menu, indicate the contract number and payment amount;
- at the microfinance organization's branches — you will need to state the contract number and payment amount, and so on.
Recipient: Zaim Online MFC LLC
Tax ID (INN): 7703769314
KPP: 780501001
OGRN: 1127746428171
How to apply
You can apply for a microloan online on the official website of the microfinance organization. To do this, you need to:
- on the main page of the website, click the "Get a loan" or "Repeat loan" button;
- specify the desired loan amount and term;
- click the "Get Money" button;
- provide last name, first name, patronymic, date of birth, gender, and phone number;
- check the required boxes and click the "Next" button;
- enter the confirmation code from the SMS message;
- click the "Confirm" button;
- provide passport details and information about previously issued passports;
- click the “Next” button;
- indicate the registration address and actual residential address;
- click the “Next” button;
- specify employment and income details;
- click the “Next” button.
After filling out the application form, you will need to undergo identity verification and specify how you wish to receive the loan.
Rates
in cash at microfinance organization branches
via bank account details;
via QIWI terminals;
from QIWI and YooMoney electronic wallets;
at the microfinance organization's offices
Customer reviews
Leave a review