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About the loan
"U Abramovicha" is a relatively new microfinance organization. It was registered in the registry only in 2022. Currently, this microcredit company specializes in issuing short-term and long-term microloans. Thus, borrowers can get up to 100,000 RUB here for a period of up to 168 days.
Terms
As with all microfinance organizations, early repayment of a microloan is possible at U Abramovicha. To close a loan ahead of the agreed schedule, you need to pay the principal amount of the debt and the interest accrued for the actual time the money was used.
Loan extension is also available in the microcredit company. To prolong a loan, it is enough to pay only the interest accrued for the actual period of using the borrowed funds. The lender will roll over the principal amount to a new term.
If a borrower delays a payment, the lender charges a penalty. Here it is 20% per annum. That is, if a client took out a microloan for 40,000 RUB and failed to make the payment on time, the penalty amount will be 21.86 RUB for each day of delay.
Borrowers who meet the following requirements can apply for a microloan in this microfinance organization:
- has citizenship of the Russian Federation;
- has permanent registration on the territory of Russia;
- aged 18 to 85 years old;
- has a permanent source of income.
A Russian internal passport is all you need to apply for a microloan.
Borrowed funds from U Abramovicha can be received only to a bank card of the MIR, Visa, or MasterCard payment systems.
You can repay the debt to the lender in the same way using a MIR, Visa, or MasterCard bank card. To do this, you need to enter the card details in your personal account, and the required amount will be debited on the payment day.
Bank: not used
Recipient: MCC "Zanimatelnye Finansy"
Tax ID (INN): 9717113526
BIC: 044525225
KPP: 771701001
Current account: 40701810638000011980
Correspondent account: 30101810400000000225
OGRN: 1227700228766
OKPO: 94358676
How to apply
You can apply for a microloan in this MFO only online — on the official website of the credit organization. To do this, you need to:
- indicate the required amount and term on the MFO's main page, click the "Apply for a loan" button;
- indicate the desired amount and term again, enter your last name, first name, and patronymic, date of birth, mobile phone number and email address, region of issuance, nearest city, actual residential address, passport details, registration address, check the box, and click the "Submit application" button.
In case of a positive decision on the application, you will need to undergo identity verification and enter bank card details.
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