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Articles on loans
About the loan
The microfinance organization BunnyMoney has been operating on the Russian market for a relatively short time, having been entered into the register only in 2022. Here, Russians can access a small loan of up to 30,000 RUB for up to 30 days.
Terms
In the MFO BunnyMoney, as everywhere, early repayment of a microloan is available. To close the loan ahead of schedule, the borrower needs to pay the principal amount of the debt and the interest accrued for the actual days of using the funds.
Loan extension is also available in this microcredit company. To extend the microloan, the borrower needs to pay only the interest accrued for the actual days of using the funds, while the principal debt will be rolled over to a new term. Please note that in this MFO, you can use the extension service no more than three times in a row.
In case of payment delinquency, the microfinance organization charges a penalty. Its amount is 0.05% of the debt amount for each day of default. For example, if a borrower took out 7,000 RUB and failed to repay the debt on time, their penalty will be 3.5 RUB for each day of delay.
The MFO BunnyMoney sets the following requirements for its borrowers:
- Russian citizenship;
- age from 19 to 70 years old;
- full legal capacity at the time of applying for the microloan.
To apply for a loan, only an identity document is required.
You can receive loan funds from the MFO BunnyMoney to a MIR, Visa, or MasterCard bank card, as well as in cash at the microcredit company's cash desks.
You can repay the debt to the lender in the following ways:
- via a Mir, Visa, or Mastercard bank card — enter your card details in your personal account, and the required amount will be debited on the payment date;
- via bank account details: in your internet bank or mobile app, you will need to enter the MFI's details, the contract number, and the payment amount;
- in cash at the microfinance organization's branches — you will need to provide the contract number.
Bank: TATARSTAN BRANCH N8610 PJSC SBERBANK
Beneficiary: Yasen MCC LLC
Tax ID (INN): 7734453293
BIC: 049205603
KPP: 631801001
Current account: 40701810762000000647
Correspondent account: 30101810600000000603
OGRN: 1227700204160
OKPO: 77601253
How to apply
You can apply for a microloan in this microcredit company only online — on the official website. To do this, you need to do the following:
- on the main page of the MFO, indicate the desired amount and term of the microloan, click the "Confirm" button;
- enter your mobile phone number, check the box, click the "Continue" button;
- enter the confirmation code from the SMS message, click the "Continue" button;
- enter your last name, first name, and patronymic, gender, date and place of birth, passport details, registration address and actual place of residence address, email address, SNILS, and INN, and click the "Next" button;
- provide information about your income and employer, and click the "Next" button;
- upload a scan or photo of your documents;
- indicate the loan amount and term;
- add card details to receive funds.
- if the response is positive, sign the agreement in your personal account.
After that, the future borrower will only need to undergo identity verification and choose a method for receiving the loan funds.
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