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About the loan
The microfinance organization "FINTERS" was registered quite recently — in 2023. As almost everywhere else, borrowers can only get a short-term loan here — for an amount up to 30,000 RUB for a term of up to 30 days. However, a special offer is available for new clients here.
Terms
In this microfinance organization, as everywhere else, early loan repayment is available. To take advantage of the offer, you need to pay the principal amount of the debt and the interest accrued for the actual period of using the borrowed funds.
The microcredit company also has a loan prolongation service. To extend the microloan, you only need to pay the interest accrued for the actual time of using the borrowed funds. You can activate the prolongation service in your personal account by clicking the "Extend loan" button.
For violating the terms of the agreement, i.e., for payment delinquency, the microfinance organization charges a penalty. Its amount is 20% per annum. For example, if a borrower took a loan of 6,000 RUB and did not close it on time, the MFO will charge a fine of 3.28 RUB for each day of delay, plus the interest accrued for the actual days of using the money.
Borrowers who meet the following requirements can use the services of the MFO "FINTERS":
- are citizens of the Russian Federation;
- have registration at their place of residence in Russia;
- no younger than 21 and no older than 70 years old;
- are not employed by this microfinance organization.
To get a microloan, it is enough to provide a Russian internal passport, as well as a SNILS or INN.
In this microcredit company, obtaining borrowed funds is only possible to a personalized MIR, Visa, or MasterCard bank card.
Repayment of debt to the MFO is possible in the following way:
- via a Mir, Visa, or Mastercard bank card — enter your card details in your personal account, and the required amount will be debited on the payment date;
- via bank account details — in internet banking or the mobile app, you will need to specify the IFC's details, agreement number, and payment amount.
Bank: TKB BANK OJSC
Beneficiary: MCC "Denezhnaya krepost"
Tax status: 9728088938
BIC: 044525388
KPP: 772101001
Current account: 40701810620100004531
Correspondent account: 30101810800000000388
OGRN: 1237700140182
OKPO: 82311103
How to apply
You can apply for a loan only online — on the official website of the microfinance organization. To do this, you need to do the following:
- on the main page of the MFO, indicate the required loan amount and term, click the "Get money" button;
- enter your last name, first name, and patronymic, mobile phone number, email address, check the boxes, and click the "Next" button;
- enter the confirmation code from the SMS message;
- enter your date and place of birth, gender, passport details, registration address, and actual place of residence address, and click the "Next" button;
- enter your SNILS and INN, information about income and employer, contact details of a third party, check the box, and click the "Next" button;
- check the boxes and click the "Get money" button.
In case of a preliminary decision on the application, the future borrower will need to indicate the method of receiving money and undergo identity verification.
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