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Articles on loans
About the loan
Microfinance organization "Center Zaimov" is engaged in lending to individuals. Here, short-term and long-term loans are available to them in the amount of 3 to 100 thousand RUB for a term of 4 to 364 days. For customers applying to the MFI for the first time, a special offer is available here — the first loan at 0% per annum.
Terms
Early repayment of a microloan is available at the MFI "Center Zaimov". In order to close a microloan ahead of schedule, you need to pay the debt amount and interest accrued for the actual days of using the money.
Loan extension is also available at the microfinance organization. To use the prolongation service, you need to pay the interest accrued for the actual period of using the borrowed funds.
In case of payment delay, the microcredit company charges a penalty. Its amount is 20% per annum. For example, if a borrower took out 6 thousand RUB for 7 days and did not repay the debt on time, their fine will be 3.28 RUB for each day of delay. Plus interest accrued for the days of using the money.
Borrowers who meet the following requirements can get a microloan at the MFI "Center Zaimov":
- have Russian citizenship;
- have permanent registration in the territory of the Russian Federation;
- are not younger than 19 and not older than 90 years.
As for documents, to get a microloan here, it is enough to provide only the passport of a citizen of the Russian Federation.
You can get money in this MFI in just two ways: by transfer to a nominal bank card MIR, Visa, Maestro, and MasterCard, or in cash at the branches of the microcredit company.
You can repay your debt to the microfinance organization using the following methods:
- via a Mir, Visa, or Mastercard bank card — enter your card details in your personal account, and the required amount will be debited on the payment date;
- via bank account details: in your internet bank or mobile app, you will need to enter the MFI's details, the contract number, and the payment amount;
- in cash at the microfinance organization's branches — you will need to provide the contract number.
Bank: PJSC SBERBANK
Recipient: LLC MKK "DZBR"
Tax ID: 7725850061
BIC: 044525225
KPP (TAX REGISTRATION REASON CODE): 771401001
Checking account: 40702810038000077882
Correspondent account: 30101810400000000225
PSRN: 5147746405637
RPOE: 40251947
How to apply
You can apply for a loan online on the credit organization's website. To do this, follow these steps:
- Go to the microfinance organization's official website and click the "Get up to 100,000" button on the main page.
- Specify the desired amount and term. Click the "Get loan to card" button.
- Enter your mobile phone number and click the "Get code" button.
- Check the box and enter the last four digits of the incoming phone number.
- Upload a photo of your passport or click the "Fill in manually" button.
- Enter your last name, first name, and patronymic, date of birth, check the box if necessary, specify your gender, email address, passport details, registration and actual residential addresses. Click the "Next" button. Fill in your passport details, registration, and employment information.
- Attach a scan/photo of your passport to verify your identity.
After filling out a short application form, the borrower will need to undergo identity verification and specify the preferred method for receiving the microloan.
Rates
via bank account details;
in cash at microfinance organization branches
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