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Clear guides to microloans, cards, loans, banks and financial services.

622 articles in the journal
Add a card to Sberbank
02.12.2022

How to add a card to Sberbank Online

Впервые зарегистрироваться в сервисе могут только действующие клиенты СберБанка — держатели дебетовой и/или кредитной карт. Добавить свою первую карточку в интернет-банк можно…

Fingerprint scanner
02.12.2022

How to opt out of biometrics at Sberbank

Biometrics is a method of recognizing a person based on their individual set of physical characteristics. This is how we recognize our acquaintances. And this is precisely how the system identifies...

Mobile banking
02.12.2022

How to disable mobile banking at Sberbank

The functionality of the Sberbank service is not limited to simple notifications. The service's capabilities are much broader—with its help, the user can perform basic debit operations.

Credit card limit
02.12.2022

How to increase your credit card limit

When applying for a credit card, the client specifies the amount they would like to have at their disposal. The bank reviews it and either agrees or...

Overdraft
02.12.2022

What is an overdraft

Simply put, an overdraft is the ability to have a negative account balance. For example, your debit card has only 50,000 RUB, while...

Credit limit
02.12.2022

Credit limit

A credit limit is the amount of borrowed funds on a card that you can use for your own purposes. In the case of a credit card, the limit...

Difference between a loan and a credit
02.12.2022

Difference between a loan and a credit

A credit is a type of economic relationship between two parties, one of which (the creditor) undertakes to provide funds in the amount and on the terms stipulated by the credit agreement.

Closing the deal
02.12.2022

Loan collateral

Let's start with a clarification: collateral is not a mandatory condition for obtaining a loan. Unless it is a mortgage. For a bank, collateral is a guarantee of loan repayment. And that...

Credit Doctor Sberbank
02.12.2022

Credit Doctor from SberBank

In short, the bank, being interested in attracting new clients, gives a person with a bad credit history an opportunity to add "good" records to it. As a rule, the program...

Best debit cards
02.12.2022

Top 5 best debit cards in 2024

We have prepared a ranking of the most profitable debit cards in 2024 for you. With them, you will be able to earn on your spending by receiving...

Best credit cards
02.12.2022

5 best credit cards

We have prepared a list of the best credit cards with the most favorable terms in 2024. Just below you will find a comparison table and...

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