Bank Zenit
Renaissance Bank
LOCO-Bank
T-Bank
Bank Sinara
Credit Europe Bank
Double Cashback credit card from Promsvyazbank
Loading...
Articles about installment cards
About the card
Double Cashback credit card: bank product overview. Only up-to-date information.
Promsvyazbank (PSB) is a Russian financial institution that, like a number of other credit organizations, offers various banking products to win over customers. One of them is the "Double Cashback" credit card, which we review in our article. The name of the card speaks for itself: the bank has released a product that allows you to receive good rewards for transactions made with the card.
Double Cashback credit card: terms and conditions
Looking at the terms of the "Double Cashback" credit card, we can conclude that the card is suitable for various segments of the population and allows you to benefit from its use.
- Availability of cashback
A welcome bonus of 300 RUB as part of the "Welcome" promotion is provided to every new client who makes a purchase of 1,000 RUB after receiving the card.
Please note! The transaction must be completed no later than two weeks after the card is issued.
Cashback up to 10% for purchases in elevated cashback categories. Funds are returned for dining in restaurants and cafes, car rentals, taxi rides, and trips to the cinema.
1% for purchases in other categories, using both personal and bank funds.
1% is returned for card account top-ups. This includes depositing funds through Promsvyazbank ATMs and terminals, as well as topping up the account via mobile or internet banking using "From another bank's card" or "By card number" operations.
Good to know! According to the bank's rules, there is a limit on cashback accrual. The maximum number of points is 2,000.
- Zero-percent period: up to 55 days
During this period, interest for using credit funds is not charged.
Important! The grace period does not apply to cash withdrawal operations, casino bet payments, or top-ups of electronic wallets such as WebMoney and Yandex.Money. These are operations for which the bank will charge interest.
- Credit limit: 1,000,000 RUB
We cannot say this is a large limit, but it is enough for making purchases and other expenses. But (!) loyal borrowers can count on the amount of 600,000 RUB. For other applicants, the limit will be calculated individually starting from 15,000 RUB.
- Interest rate: up to 26%
Set based on the submitted data and calculated separately for each client.
- SMS banking: 69 RUB
Many banks offer this service for free, but PSB decided to charge a fee. Although this is a big minus for the bank, it is what it is.
- Penalties up to 20%
The bank charges these for untimely account top-ups.
- Access and use of the PSB-Retail online banking
Access is provided free of charge when signing an agreement with the financial institution.
Terms
Citizens who meet the parameters specified in the Rules can apply for the "Double Cashback" credit card from Promsvyazbank.
- The applicant must be a citizen of the Russian Federation.
- Age: from 21 to 63 years.
- Registration within the territory of Russia.
- Residence or actual place of work within the location of PSB divisions.
- Work experience: at least one year.
- Availability of landline and mobile phone numbers.
- Age: 21-63 years.
- Citizenship: Russian Federation.
- Registration: permanent or temporary within the Russian Federation.
You can apply for the "Double Cashback" credit card on our service. To do this, you need to submit an application to get a credit card and provide passport data. If you plan to get a card with a limit exceeding 100,000 RUB, a 2-NDFL income certificate will be required.
- Identity document: Russian citizen passport.
- 2-NDFL certificate from the employer confirming income.
Our service provides the opportunity to apply for the "Double Cashback" credit card. After clicking the "Apply for card" button, fill out the form on the opened page. Enter your passport data and place of residence there. Indicate your phone number. Enter your email address (optional). Indicate your average monthly income, and before sending the application to the lender, check it for errors and typos.
After receiving the application, a credit department employee will contact you. Answer the questions honestly and specifically.
You will find out about the decision made in the shortest possible time.
"Double Cashback" is not a card famous for a large number of additional features. Except that we should note that PSB supports modern smartphone payment technologies: Apple Pay, Samsung Pay, Android Pay. That means you can complete a transaction even if you left your card at home or in the office.
Rates
Calculator
Answers to questions
How to find out the decision?
An SMS message will be sent to the phone number specified in the application. A call from a financial institution employee is possible.
How to reissue a card?
If a bank card replacement is required, contact the bank or call the hotline phone number
How does card activation take place?
You can activate the plastic card yourself using the mobile application or internet banking.
Can I increase the credit limit myself?
No. Limit increase is possible upon application.
Customer reviews
Leave a review