Bank Zenit
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Credit Europe BankReviews of the "UBRD 120 Days Without Interest credit card"
Andrey
Guest
UBRR
I liked taking out a loan here because I didn't have to worry about interest overpayments for the first 120 days. So I always tried to repay the bulk of the loan precisely in a way that fit within this period.
Maxim
Guest
UBRR
I'm sure there are a couple of life situations where such terms would be justified. At 30% per annum when the key rate is at historic lows and [the spread] is 5%, such interest rates are wild. It turns out the company can borrow money at 5% and sells it at 30%, plus paid maintenance and no interest on the account balance.
Artyom
Guest
UBRR
Hellish conditions, I honestly want to see the people who agreed to this. Probably those whom microfinance organizations turned down, and even they would think twice. This is the main disappointment in the banking sector. Overall, I feel quite positive about the bank. My brother got a mortgage here on favorable terms, but this card ruins the whole good impression.
Alexey
Guest
UBRR
Пользуюсь картой без проблем, оформлял быстро в офисе банка. Нет настырных звонков и предложений, пользуешься спокойно. В плане обслуживания все нравится, кредитный лимит у меня минимальный, но мне хватает. Планирую увеличивать! В целом, все удобно и легко. Как клиент полностью удовлетворен.
Nikita
Guest
UBRR
120 days interest-free is very convenient. Any unexpected household expenses now do not hit the pocket at all. I fully fit within this period, so such a service is convenient for me and always saves the day.
Alina
Guest
UBRR
I had unexpected expenses and decided to take out a loan. A girlfriend gave me a brochure advertising the UBBR credit card "120 days without interest". I got interested and called a girl named Anna. She told me about all the lending terms and I decided to leave an application. Fortunately, my application was accepted without problems.
Oleg
Guest
UBRR
Actually 30% per annum, plus 200 rubles maintenance, if this is not robbing the local population, then I don't know what is then. Elementary mathematics, the key rate is at minimums and it turns out that the bank can borrow money at 5-7% or through deposits, there 5% is unlikely to be and sell at 30% is a 500 percent markup.
Nataliya
Guest
UBRR
I have already used the bank's offer and issued a card. I liked the conditions that there is no interest for 120 days. I bought myself a washing machine and quickly paid everything off for it. Practically nothing was overpaid. This is very convenient and profitable. I think that now you can update the furniture.
Anastasiya
Guest
UBRR
Many people in Krasnoyarsk use such a card, I also got one. Since I am not a bank client, they issued me a credit limit on the card of 50,000, which is also not bad. I use it regularly, sometimes I even pay for city transport with this card, and then return the spent amount to it. A very convenient card, especially to tide over the time until payday.
Annushka
Guest
UBRR
I was looking for a card that would be profitable to use and found one at this bank. The bank offers an increased bonus for refueling at gas stations, and considering that car maintenance is simply a necessity for me, getting a refund at the gas station turns out to be a very profitable offer for me. In a word, it is a card that saves the budget for car owners.
