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Credit Europe BankReviews of the "120 Days 0% Credit Card from OTP Bank"
B1t3M3N0w
Guest
OTP Bank
I applied for a card at OTP, 120 days 0%, seems pretty good. But! The application was reviewed for a long time, lucky it got approved. Card maintenance costs money, but the cashback is decent, I use it often. Online banking is convenient, everything is in sight: balance, statements. But the card limits are a bit small.
Ignat Sivakov
Guest
OTP Bank
Generally a decent card: the application review times are quite reasonable, and the credit limit was also pleasing. And 120 days interest-free is super! But, damn, customer service is terribly annoying, they constantly miss things out of sight, unable to help properly. And the cashback is a bit small, I'd like more. On the bright side, auto-payments are convenient, no need to monitor payments yourself. Returning funds is also hassle-free, although a bit complicated. The card limits suit me.
Gl1tchGuru
Guest
OTP Bank
I applied for the 120 Days Without Interest credit card from OTP Bank to buy new appliances. The application was reviewed very quickly, literally in a couple of days. Card maintenance is convenient and simple - I do everything through the mobile app. A great product for those who don't like overpaying!
NovaNebula
Guest
OTP Bank
I opened a credit card with OTP Bank to pay for unexpected expenses. The interest rates seemed reasonable, and most importantly, you can use the money for free for 120 days. Card maintenance goes smoothly without unnecessary complications, the Bank's employees are always in touch and ready to help. Overall, I am satisfied with the service.
DreamingDawn
Guest
OTP Bank
I used the credit card to buy new appliances. The terms are transparent, with no hidden fees. It's convenient that you can repay the credit interest-free within 120 days. A great solution for urgent purchases!
M@g1cM@rv3l
Guest
OTP Bank
I applied for a credit card. I use it for online shopping. It's convenient that there is no interest on purchases. I am happy with the service.
Fr3shFr0st3d
Guest
OTP Bank
Recently got a credit card from OTP. I was pleased with the review time - literally the next day everything was ready. The card limits are quite decent, seems like enough for everything. The interest after 120 days isn't astronomical either. Cashless payments are a handy feature, especially now when you try to minimize contact with cash. Refunds go through without issues, everything is clear and fast. Online banking is also up to par - I always know how much money is in the account. Overall, I like everything so far, no problems have arisen.
Gennady Sidorov
Guest
OTP Bank
I recently applied for a credit card. Everything went quickly, I liked the application review time. But it was an unpleasant surprise when I found out about the card limits. They turned out to be lower than I expected, probably due to my credit history. Still, the credit limit is quite decent. Customer service is top-notch, they explained everything and told me about auto-payments, cashback, and loyalty programs. Online banking is user-friendly, everything is clear, balance and statements are always at hand. The only issue is with refunds, you have to wait a long time. The card stays active for a long time, which is nice. Overall, the card is decent, but there is room for improvement.
Ulyana Zakryatina
Guest
OTP Bank
I ordered a card from OTP, they said 120 days interest-free. The application was reviewed quickly, but the credit limit is a bit small. Overall, though, the service is good, and money is refunded on time. It's convenient to have auto-payments.
Valeria Portnova
Guest
OTP Bank
Received a card from OTP. Card-to-card transfers without fees are convenient. The credit limit is normal, enough for all needs. The application was reviewed quickly, even though my credit history is not ideal. The card limits suit me, cashless payments go through without problems. Plus, there is a loyalty program, which is nice. Overall, I am satisfied.
