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Credit Europe BankReviews of the installment card "Sovcombank Halva Installment Card"
D3l1ghtfulDr@g0n
Guest
Sovcombank
I applied for the Halva card to buy home appliances in installments. The process was fast, and partner stores are top-notch. Convenient and profitable.
Anlinjesson
Guest
Sovcombank
Hello everyone! I recently got the Halva installment card. I'll say right away, it's just super! A credit card with a limit from 20,000 to 300,000 RUB. I was given a 50,000 limit, even though I didn't expect it since my credit history isn't great. Application processing times were super fast; I did everything through online banking. It's convenient that you can check the balance and statements via the mobile app. The card validity period is 3 years, which is very convenient—no need to renew it every year. I also appreciated their customer service; they always help and advise. Plus, there are auto-payments, so I no longer need to remember internet or mobile phone bills. And 1% cash back on all purchases is a nice bonus. Overall, I am very satisfied. Recommended!
Boris Senovalov
Guest
Sovcombank
Got the Halva card from Sovcombank a year ago. I use it often, it's convenient. Online banking works smoothly, I always see my balance and statements, everything is transparent. Interest rates are normal, auto-payments are easy to set up. Excellent loyalty program, cashback when buying at certain stores. The card limit was increased quickly when I asked, it was 30k at first, now 50k. But there was an issue with refunds, I had to wait a long time when I returned a product. Customer service is good, operators always help. Card-to-card transfers go through quickly. And you can build your credit history too. Overall I'm happy with the card, it turns out convenient and economical.
WhisperingWizard
Guest
Sovcombank
I've been using the Halva card for half a year. Very convenient when you need household purchases or gifts for relatives. Card limits are quite attractive, and the loyalty program lets you save money. Recommended!
Leonid
Guest
Sovcombank
Ordered the Halva installment card from Sovcombank to buy household appliances. They reviewed the application in a couple of days, delivered the card to my home. Very convenient that there are auto-payments, no need to worry about deadlines.
Caaudle
Guest
Sovcombank
Hello everyone. I got this Halva card thinking it would help, but no, just one problem after another. Small limit, payments don't always go through, sometimes gets declined. Card maintenance is expensive, they basically charge a commission on every purchase. Checking the balance is a whole ordeal, statements are hard to figure out. Auto-payments keep getting charged even when not needed. Damages your credit history. Overall, do not recommend.
M@g1cM@rv3l
Guest
Sovcombank
Got a card at Sovcombank, thought it would be useful. Got an installment plan, cashback is fine, but the limit is a bit small. Liked the customer service, reviewed the application quickly. Everything is clear in online banking, set up auto-payments without issues. Overall satisfied.
Gleb Vasnev
Guest
Sovcombank
Anyway, I recently got a card from Sovcombank. I'm happy, honestly! The application is quick, no unnecessary questions, they only check your credit history. The cashback is nice, I use it all the time. The limit is sufficient, interest rates are normal. Online banking is convenient, always up to date on balance and transactions. Customer service is top-notch. I mostly use the card for cashless payments, sometimes transfer money from card to card. The card's validity period is long, which is great. I advise everyone to get it!
Vasily Smirnov
Guest
Sovcombank
I decided to use the Halva installment card from Sovcombank to buy a new TV. The terms were simple and clear, no hidden fees. I was pleasantly surprised by the large list of partner stores. As a result, I bought the TV without overpaying. Recommended!
Olga Buzinskaya
Guest
Sovcombank
Everything would be fine, but I had to face some issues. First, the review period for the card application was longer than promised. Second, when it arrived, the credit limit was lower than expected. Online banking sometimes lags, which is inconvenient. On the other hand, the cashback and loyalty program are great, and there is the option to make cashless payments and auto-payments. Customer service is mediocre.
