Bank of Saint Petersburg

Bank Saint Petersburg PJSC

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Data updated on 14.10.24

Archived bank offers

0
  • No-fee cash withdrawals
    Up to 600,000 RUB
  • Interest on balance
    Up to 3 %
  • Cashback type
    Points
  • Cashback
    up to 5 %

About the bank

The bank began operations in 1990 under the name Lenbank JSC, and was renamed Saint Petersburg as early as 1991. In 1995, the financial institution began working on its main focus areas: collection services, foreign exchange, and dealing operations. This helped establish cooperation with 130 credit organizations, including major foreign players.

The development of Bank Saint Petersburg can be characterized by the following key events:

  • receiving permission from the Central Bank of Russia to issue cash from card accounts in 1998;
  • launching retail operations in 2000;
  • the bank joining the Deposit Insurance System (DIS) in 2004;
  • the bank carried out its initial public offering (IPO) in 2007;
  • the credit organization was assigned a credit rating of ruA with a stable outlook in 2017. 

Regarding the owners of the credit organization, the bank's shares are distributed as follows:

  • 25.31% of the shares belong to Faithful Friends Management Company LLC;
  • 24.71% to Alexander Savelyev;
  • 24.17% to minority shareholders;
  • 8.4% to Sergey Serdyukov;
  • 5.05% to the East Capital investment fund;
  • 4.76% to the European Bank for Reconstruction and Development;
  • 2.7% to Sergey Matvienko;
  • 2.54% to the financial holding UBS Group AG;
  • 2.36% to treasury shares acquired by the credit organization.

The Chairman of the Management Board of the bank is Alexander Vasilyevich Savelyev, and the Chairperson of the Supervisory Board is Elena Viktorovna Ivannikova.

The financial institution provides a full range of services to both corporate clients and individual consumers. The latter have access to debit and credit cards, consumer loans and mortgages, deposits, and savings accounts.

Debit cards

Among the debit cards available to Bank Saint Petersburg customers are the following:

  • "Mir Cash Back Digital";
  • "Mir Cash Back";
  • "Yarkaya";
  • "YASCHITAYU";
  • "Unified St. Petersburg Resident Card";
  • "Pension";
  • “Platinum Cash Back”;
  • "Premium Card";
  • “Visa Virtual”;
  • “UnionPay Classic”;
  • "Children's Card".

Credit cards

Among credit cards, the financial institution offers:

  • "100-Day Credit Card";
  • "51-Day Credit Card".

Consumer loans

Available loan programs from banks include:

  • "Consumer Loan";
  • “Refinancing”;
  • "Passport Loan";
  • "Existing Auto Loan Support".

You can also apply for a mortgage under the following programs:

  • “Family mortgage”;
  • "State Support";
  • “IT mortgage”;
  • "New Construction Apartment";
  • "Smart Mortgage";
  • "Residential House";
  • "Land Plot";
  • "Apartments";
  • "Mortgage for Salary Clients";
  • "Secondary Market Apartment".

Deposits and savings accounts

To save personal funds, clients can also use deposits and savings accounts:

  • "Winter Petersburg";
  • "Profitable Start";
  • "Strategist";
  • "Special Pension";
  • "Rantye" (Rentier);
  • “Managed”;
  • Savings account.

Key advantages of the financial institution include:

  1. Reliability — the credit institution is one of the largest and most reliable banks in Russia, ensuring client fund security and stable service.
  2. Wide range of services — the bank offers numerous services and products for both legal entities and individual consumers. Available options include debit and credit cards, consumer loans and mortgages, deposits, savings accounts, and much more. 
  3. Convenient service — the company has a large network of branches and ATMs, as well as a developed mobile application and internet banking, ensuring convenient customer service.

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Customer reviews of the bank

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author Artemiy Levsha
Artemy Levsha
Guest
Bank of Saint Petersburg
I have been using Bank Saint Petersburg services for a year now, mainly the debit card and internet banking. I often shop online, cashback works, and bonuses are awarded. I haven't noticed money disappearing. But the internet bank sometimes glitches, and I have to log back in. Overall, a normal bank, fast service, no complaints so far.
author Vera Elefterova
Vera Elefterova
Guest
Bank of Saint Petersburg
I have been using this bank's services for over a year now. I took out a loan; the rate was acceptable, with no hidden fees, exactly as promised. The debit card is also great, and it's convenient to have cashback on purchases. The mobile app runs smoothly, internet banking is user-friendly, and I can make transfers quickly. The only thing is I'd like more bonuses for loyal customers, and periodic credit limit increases since everything feels a bit static. Overall, I am quite satisfied.
author QuantumQuill
QuantumQuill
Guest
Bank of Saint Petersburg
Thank you, Bank Saint Petersburg! I used your services to transfer money to relatives. Fast, simple, and without unnecessary questions. I got cashback, and the bonuses were a nice surprise too. Excellent service! Highly recommend!
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