Детские банковские карты — условия 2026

Updated: 29.10.26
Cash withdrawal without fee, RUB
Cashback, %
Show
24 options
Cash withdrawal without fee: up to 50,000 RUB
Interest on balance: Есть условия
Cashback: up to 5 %
Overdraft: No
Decision: From 2 min
Cost: 0 ₽
Alfa-Bank
4.25
1812
28
Cash withdrawal without fee: up to 100,000 RUB
Interest on balance: up to 5 %
Cashback: up to 30 %
Overdraft: Yes
Decision: From 1 min
Cost: 0 ₽
T-Bank
3.4
1876
26
Cash withdrawal without fee: up to 600,000 RUB
Interest on balance: No
Cashback: up to 30 %
Overdraft: No
Decision: From 10 min
Cost: 0 ₽
MTS Bank
114
1
Cash withdrawal without fee: up to 50,000 RUB
Interest on balance: up to 11 %
Cashback: up to 50 %
Overdraft: No
Decision: From 2 min
Cost: 0 ₽
Cash withdrawal without fee: up to 100,000 RUB
Interest on balance: Есть условия
Cashback: up to 30 %
Overdraft: No
Decision: From 1 min
Cost: 0 ₽
UBRR
3
522
23
Cash withdrawal without fee: up to 500,000 RUB
Interest on balance: up to 5 %
Cashback: up to 30 %
Overdraft: Yes
Decision: From 1 min
Cost: 1990 ₽
T-Bank
4
657
19
Cash withdrawal without fee: up to 100,000 RUB
Interest on balance: No
Cashback: up to 5 %
Overdraft: No
Decision: From 1 min
Cost: 99 ₽
MTS Bank
2
416
20
Cash withdrawal without fee: up to 50,000 RUB
Interest on balance: up to 7 %
Cashback: up to 30 %
Overdraft: No
Decision: From 1 min
Cost: 0 ₽
VTB
3
494
18
Cash withdrawal without fee: up to 500,000 RUB
Interest on balance: up to 16 %
Cashback: 10%
Overdraft: No
Decision: Online
Cost: 0 ₽
Банк-партнер
62
0
Cash withdrawal without fee: Уточняется
Interest on balance: Есть условия
Cashback: Yes
Overdraft: No
Decision: Online
Cost: 0 ₽
Alfa-Bank
67
0

Debit card reviews

All
MCB
0
01.10.26 / 16:01

Выбирал между несколькими банками, остановился на «Дебетовая карта «Мудрость» от МКБ». Условия совпали с тем, что было на сайте, заявку обработали без задержек. Минус — не сразу попался раздел про досрочное погашение, пришлось искать в договоре. Если продукт нужен без спешки, можно брать.

Gazprombank
2.6
23
01.10.26 / 10:37

Оформление по «Дебетовая карта «UnionPay Diamond» от Газпромбанка» заняло меньше времени, чем ожидалось: заявку рассмотрели быстро, деньги пришли в тот же день. Из минусов — итоговую переплату сразу не видно, пришлось считать. Еще стоит заранее уточнить про досрочное погашение. Для срочной ситуации вариант рабочий, но без запаса по бюджету брать не советую.

Gazprombank
2.6
23
30.09.26 / 22:00

Из нескольких похожих вариантов больше всего по платежу и сроку подошел «Дебетовая карта «Mir Supreme» от Газпромбанка». Условия понятные, все есть в договоре. Не понравилось, что итоговая сумма выше, чем выглядит в рекламе. Поддержка отвечает нормально, но по дополнительным услугам лучше переспрашивать.

Best offers

All
4.5
19
4.25
28
4
20
4
19

A children's bank card is a familiar plastic debit card that children can use to pay for purchases in stores, top up their mobile phone account, transfer money to friends and family, and much more.

Since in Russia bank cards can only be held by citizens aged 14 and older, such cards are linked to a parent's account. This means parents can monitor the balance on the child's card, top it up promptly if necessary, track expenses, and set transaction limits.

In terms of their functionality, children's bank cards differ slightly from parent cards and have their own features and benefits, which include:

  1. Debit card security. If a parent suspects a child of making suspicious transactions or that the card has fallen into the hands of fraudsters, they can set spending limits or even freeze the card.
  2. Convenience. Parents can view the balance on their child's bank card at any time and quickly top up the account if necessary.
  3. Financial literacy education. Managing one's own money, even at an early age, helps a child develop money management skills.
  4. Savings opportunities. Many banks accrue interest on the card balance or allow the child to open an account to save money for their own needs.
  5. Unique children's design. Many banks also offer the option to choose a unique, colorful design for the bank card.

Where can you get a children's bank card in 2024?

Not all banks offer children's debit cards. In 2024, you can consider the following options:

  • "Children's Card" from Alfa-Bank;
  • “Т-Банк Junior” от Т-Банка Банка;
  • “Молодежная карта” от Т-Банка Банка;
  • "Halvenok" from Sovcombank;
  • "Children's" from VTB;
  • "Teenager Card" from Russian Standard Bank;
  • "Children's" from UniCredit Bank;
  • "SberKids" from SberBank, and many others.
Sravnim24 recommends!
Offer
Cashback
Interest on balance
No-fee cash withdrawals
Overdraft
Cost
Rating
up to 5 %
up to 0 %
up to 50,000 RUB
No
0 ₽
4.25
up to 30 %
up to 5 %
up to 500,000 RUB
Yes
1990 ₽
4
up to 30 %
up to 5 %
up to 100,000 RUB
Yes
0 ₽
3.4
up to 30 %
up to 0 %
up to 100,000 RUB
No
0 ₽
3
up to 30 %
up to 7 %
up to 50,000 RUB
No
0 ₽
3
up to 5 %
up to 0 %
up to 100,000 RUB
No
99 ₽
2
Updated: 30.10.2026
Imil Tkarev
Author
Imil Tkarev
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