Credit cards

Thanks to honest reviews, you can make a smarter choice

Alfa-Bank
3.25
27

I recently got a credit card from Alfa, 365 days interest-free, and they gave me a decent credit limit. So far I have no questions, customer service is up to par, they always help if needed. Cashless payments and card-to-card transfers go through without problems. Another plus is the loyalty program—I use it often and the savings turn out to be decent. Let's see how it goes, but for now, I'm happy with everything.

Gazprombank
2.6
23

Got a credit card at Gazprombank, 180 days interest-free. At first everything was fine, there was enough money. But the card limit is a bit small, especially if you are buying something major. Cashback is not bad, but only on certain goods. Bank service is normal, they reply quickly. But getting money back is tough, waited a long time. Transfers from account to account go fast. In general, it pulls off as a three out of five.

MTS Bank
3.33
22

I got the MTS WEEKEND card thinking it would be useful. And I must say, it arrived right away. They gave a normal limit, and you can pay with anything. Auto-payments are convenient because I often forget about bills. But the statements are kind of confusing; it's not always clear where the money is going. Overall, it's a decent card with a long validity period. But something needs to be done about the statements!

Alfa-Bank
3.25
27

Here is what happened - I urgently needed money, so I applied to Alfa-Bank. I must say, getting the card was a breeze. At first I had doubts, but the 100 days interest-free period really works. It's convenient that you can make cashless transfers, and the cashback is also a nice bonus. As for the service, everything is top-notch - prompt and professional. Anyway, I recommend it!

Kviku
3
0

I used the Kviku virtual card for online shopping. Everything went smoothly, the card activated quickly, and the funds arrived instantly. It's very convenient not to have to wait for a plastic card. I was also pleased with the low loan interest rates. Recommended!

T-Bank
3.81
30

Got myself an All Airlines credit card to slowly save up for a vacation. Overall, I like the card service — everything is convenient via online banking. Only the interest rates bite, of course. Also, I didn't quite like that the card limit is a bit small. Well, the card validity period could be longer, otherwise in 3 years I'll have to go to the bank again. Refund processing works fine, I checked — transferred money from card to card.

T-Bank
3.81
30

I use the LUKOIL-T-Bank credit card to pay for fuel. The cashback really works, noticeable savings. Convenient mobile app. Recommended!

I used a credit card from Renaissance Bank. It's convenient that the first 2 years are interest-free. I used the card for big purchases. Card service is top-notch.

Otkritie
3.3
2

Got the "Vse chto nado" credit card at Otkritie. Used it to buy electronics. Convenient, fast, and completely hassle-free. Recommended!

UBRR
2.8
15

I got the My Freedom credit card from UBRD for apartment renovation. It's very convenient that interest starts accruing only after 55 days. Service is prompt, and managers are always helpful with any questions. Thanks to this card, the renovation went without financial difficulties!

Hello everyone! I'd like to share my experience using the 0% for 2 years credit card from Renaissance Bank. I'm an ordinary working guy and it was important to me that the service terms were simple and clear. First, I was pleased that the application was reviewed very quickly, in just over a day. They issued the card with a good limit, even though my credit history wasn't perfect. But most of all I appreciated the option of auto-payments and cashless payments, which is very convenient nowadays. Through online banking I always see my balance and can view my statement. I was also pleasantly surprised by the loyalty program, cashback, and long validity period of the card. Customer service is top-notch, they will always help and explain. I recommend it to everyone, the money is well worth it since the interest rate is 0%. The most important thing is to repay on time and everything will be ok. The card is convenient, I've been using it for half a year, no problems.

Promsvyazbank
3.13
20

Got a 100+ card from Promsvyazbank. Application review times were short, so I got the card soon. Customer service is top-notch, they explained everything accessibly. The credit limit approved for me was good, I'm satisfied. Interest on the card is not very high, which is pleasing. It's very convenient that there is cashback and you can make cashless payments. Convenient to transfer from card to card. In general, I advise everyone.

MTS Bank
3.33
22

I applied for the MTS Dengi Zero card for online shopping. It's convenient that there are no commissions and payments are credited instantly. Overall, I am satisfied with the service.

T-Bank
3.81
30

Got the All Airlines credit card from T-Bank for buying plane tickets. Was pleasantly surprised by the speed of processing and the lack of a usage fee. Bonus miles awarded with every purchase were a nice addition. Excellent option for frequent travel!

Sberbank
3.45
28

Got a card at Sberbank, was afraid at first since I'd heard a lot of negativity. But it was all in vain — service is top-notch. Rates are not the lowest, but acceptable. The limit suited me well, cashback is pleasing. Cashless payments go through quickly. The loyalty program is a plus — card-to-card transfers without commission. Overall, I am satisfied.

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