Debit cards

Thanks to honest reviews, you can make a smarter choice

Home Bank
3.3
16

I always keep more than 10,000 RUB on the card and benefit from interest on the account. Quite attractive cashback for paying for purchases. Through online banking, I exchange everything for real money. Transferring money to other banks is only 1%, and the first 5 cash withdrawals were free. Now I withdraw for next to nothing. It's profitable, and I even earn money on it.

Sberbank
3.45
28

The card is good, but it won't suit everyone. Who is it for? For those who will make frequent card payments. If you shop daily at Pyaterochka stores, the savings will certainly be there, but minimal, but if you go to the movies or order goods via the Internet, like AliExpress, you can expect a decent cashback. I don't know about 30% (it was 50%, but during a store promo), but 20% is often given in cafes. Otherwise, it's a regular card with a long service life.

I drive a lot, so this card came in very handy — I get a great discount on gas. After all, 10% cashback on fuel is significant, and spending 50,000 RUB from the card in a month is not difficult. Other card conditions are quite comfortable. And the maintenance turns out to be free for a high-tier Mastercard. So for those who drive a lot, it's a very successful option.

Promsvyazbank
3.13
20

These are the best debit card options on the market right now, the best offer is VTB's Multicard, and PSB (Promsvyazbank) is a pleasant surprise. 5% on the account balance with a fairly high threshold, you can even just use the card like a deposit, I think not everyone has several hundred thousand in their pocket, and here you can also earn pretty well.

Pochta Bank
3.26
23

Incredibly convenient service. The child is becoming independent right before our eyes. And the absence of cash provides greater security and peace of mind for me as a parent. Using the mobile app, I can see all expenses.

Pochta Bank
3.26
23

The card was issued quite quickly, you don't even have to go to Sberbank, everything was done online, very convenient! I also chose this card because the savings account yield isn't as high as with the Sberbank credit card.

Pochta Bank
3.26
23

My cooperation with Pochta Bank has been long and fruitful. First of all, I have a debit card and a savings account that have not let me down for years. Secondly, I took out several loans here (once before becoming a regular customer, and again after I became a customer), no issues — the terms are favorable, provided they consider you a customer. Everything suits me and I have no doubts about cooperating with them.

Pochta Bank
3.26
23

Pochta Bank came up with a cool card, I haven't seen such banking products in other banks. I got this card for my daughter when she went on a three-day excursion to another city during the New Year holidays. It is very convenient to track a child's expenses and easy to top up this card even from a Qiwi wallet. Plus, the child learns to spend money wisely.

Promsvyazbank
3.13
20

I love using this card because of the generous cashback and discounts on almost any purchase—food, taxi rides, shopping, and especially online shopping. I applied for the card online on the bank's website. The process took 15 minutes at most. So far, I'm very satisfied, and I'm also very pleased that the annual maintenance of the card is cheap.

Promsvyazbank
3.13
20

I got this card a while ago. It turns out it has a cashback service. A very cool thing. After almost every purchase, a part of the money is returned to the card. Over time, I accumulated a good amount and was able to spend it in a suitable store. A very nice addition to my salary.

Qiwi Bank
2.5
0

The Rocketbank Cozy Cosmos debit card is very convenient due to its benefits: Maintenance — 0 RUB. Interest on balance — 5.5%. Withdrawal fee — from 0%. Cashback — from 1% to 10%. Withdrawal limit — none. Probably the most profitable offer for me.

Uralsib Bank
3.5
10

For me, UralSib was the discovery of last year. I remember an ad came out in the form of a song and it really stuck. I decided to see what kind of bank it was, and it turned out they have interesting products. Take this debit card, for example: 6% on the account balance. The Green Bank offers only 3%. And 6% is already at the level of inflation, at least food inflation. Plus, there is no maintenance fee.

Pochta Bank
3.26
23

I was attracted by the good cashback, so I ordered it (received the card right away at the branch). They connected a savings account for me immediately, explained the interest rates, and in principle everything suited me. The first month I used free SMS-banking, but then turned it off because it's more convenient to monitor all operations through the app. I am especially pleased with the bonuses from supermarket purchases! I'll start spending them soon)

Pochta Bank
3.26
23

The "Online" debit card is very convenient to use. You don't need to carry it with you, meaning it will remain safe and sound, plus the annual maintenance is free. Cool card, I recommend it.

Otkritie
3.3
2

There is cashback, I don't pay for cash withdrawals or maintenance. At the same time, the bank has good service, and a courier delivered the card. I find out about everything from the internet bank, which by the way is also free. They did everything for the client.

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