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Zelenaya Polza debit card from Home Bank

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3561
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No-fee cash withdrawals
No-fee cash withdrawals
up to 500,000 RUB
Interest on balance
Interest on balance
up to 5 %
Cost
Cost
0 ₽
Overdraft
Overdraft
Yes
Cashback
Cashback
up to 5 %
Decision
Decision
From 5 min
Zelenaya Polza debit card from Home Bank
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Updated: 14.10.2024

About the card

Home Credit Bank's "Green Polza" debit card for active people

The unique banking product from Home Credit Bank, the "Green Polza" card, is designed for those who lead an active lifestyle and are engaged in restoring and preserving the environment. Even the banking product itself has the status of a "bio-card" and is made of renewable, environmentally friendly material. Externally, the card is no different from standard banking products, but it is made of a special material.

The "Green Polza" debit card from Home Credit Bank provides many loyalty programs with the participation of "green partners". In addition, users of the banking product can make charitable contributions. By showing social responsibility with the "Green Polza" card from Home Credit Bank, you receive additional income from using your own funds on the payment instrument.

 

Additional nuances regarding the "Green Polza" card from Home Credit Bank

According to reviews of the "Green Polza" card, it is one of the few banking products that truly has social loyalty programs for those who are engaged in preserving the environment and lead an active lifestyle.

The main advantages of the card include:

  • Accrual of interest on the generated balance: 5% for amounts up to 300,000 RUB, and 3% per annum for amounts above this threshold.
  • You can get up to 10% cashback with Home Credit Bank partners. Some companies offer increased cashback of up to 15% as part of special promotions.
  • A 1% cashback is accrued on all purchases that are not from bank partners.
  • Annual card maintenance is 0 RUB, reissuance is 0 RUB (200 RUB if initiated by the bank client).
  • No commission is charged at any ATMs worldwide for the first 5 transactions, up to a maximum of 500,000 RUB per day.

The card features a charity system. In your personal account for the "Green Polza" debit card from Home Credit Bank, you can choose your charitable foundation and make contributions, for example, from the cashback earned.

Home Credit Bank Partners

The bank guarantees a 1% cashback on purchases at all stores. If you accumulate 100 points, you can convert them into rubles to your own account. The conversion rate is 1 point = 1 RUB.

Partners of the "Green Polza" card include:

  1. Verde Café – 7, 2%.
  2. SOK – 8.2%.
  3. MOH – 2.6%.
  4. Vkus i Tsvet – 8.2%.
  5. Incanto – 11%.
  6. Lensmaster – 11%.
  7. VICHY – 11%.
  8. M.Video – 3%.
  9. Citilink – 1.25%.
  10. Tekhnopark – 6%.
  11. OLDI – 3, 5%.
  12. The Body Shop – 11%.
  13. La Redoute – 8, 5%%.
  14. TVOE – 7%.
  15. Lamoda – 6%.
  16. Korablik – 4%.
  17. American Tourister – 11%.
  18. Zarina – 10.5%.
  19. AliExpress – 7%.
  20. Samsung – 2.5%.
  21. myToys – 1%.
  22. Litres – 31%.
  23. Booking – 7%/
  24. Chitai-Gorod – 6%.
  25. Ingosstrakh – 420 RUB.
  26. Sportmaster – 5%.
  27. Puma – 11%.
  28. Beethoven – 7.5%.
  29. Gett Taxi – 2.5%.
  30. Moscvettorg – 14%.

This is a small fraction of partner stores that offer great discounts with the "Zelenaya Polza" debit card from Home Credit Bank.

Terms

  • Russian citizenship and an age of 18 or older are required.
  • Card issuance is allowed for ages 14–18, but with the written consent of a legal representative.
  • Permanent registration is required, preferably in the region where the bank is located.

A visit by the legal representative to the bank is not required, but the application must include their passport details and relationship to the applicant (parents, guardian).

  • Age: from 14 years.
  • Citizenship: Russian Federation.
  • Registration: permanent or temporary within the Bank's service area.
  • Mobile phone: required.
  • Passport of a citizen of Russia.
  • Proof of permanent registration within the Russian Federation.
  • Contact phone number.
  • Written consent from parents or guardians for individuals aged 14 to 18.

When filling out the application, minors enter their data in accordance with the bank's requirements, but upon visiting the credit institution, they must provide the original written consent of their legal representatives.

  • Identity document: Russian citizen passport.

The financial services comparison platform invites those who care about the environment and lead an active lifestyle to apply for the Home Credit Bank "Zelenaya Karta" debit card, which helps you earn on your own funds and get great cashback through partner loyalty programs.

  • Review the offer on the platform and follow the link to the official Home Credit Bank website.
  • Fill out the application, providing your Russian passport details and registration address.
  • Provide a contact phone number.
  • Submit an application.
  • Wait for a call from an operator.
  • Choose a delivery option for the card – bank branch or courier service.

If you are 14–18 years old, be sure to have the written consent of your legal representative with you.

Please note that the 5% per annum interest on savings is only applied to amounts up to 300,000 RUB. If you have more in your savings account, the interest rate drops to 3%. Transfers to accounts of other clients at third-party banks incur a fee of 1%, with a minimum of 500 RUB and a maximum of 2,500 RUB. The fee for the primary card is 0 RUB, and for an additional card, it is 200 RUB. Card reissuance at the client's request costs 200 RUB. SMS notifications can be enabled for a fee of 59 RUB per month.

Rates

Payment instrument
Visa
Card type
Platinum
Card validity period
60 months
Interest rate on the balance of available funds
For amounts from 0 RUB to 300,000 RUB – 5%. For amounts over 300,000 RUB – 0 RUB.
Cash withdrawal (conditions)
Up to 500,000 RUB per day free of charge at the bank's own ATMs. Withdrawals exceeding this amount are prohibited.
Money transfers
Any online transfer within 1 month up to 1.5 million RUB. Amounts exceeding this limit are not allowed.
Annual debit card maintenance
0 RUB
Overdraft
Not provided
Delivery scheme
Bank branch. Courier service in cities where the bank operates and only for the first banking product. Starting from the second product – at the Bank branch (reissuance).
Delivery period
Up to 14 calendar days
Loyalty programs
10% cashback at partner stores. Cashback 1% for all categories. Maximum 2,000 points per month. Points can be exchanged for rubles starting from 100 points.
App
Apple, Android, Windows Phone platforms
Internet bank
Yes, free of charge
Age
Ages 14 and older (with legal representatives). Ages 18 and older for everyone
Cardholder registration
Preferably within the region where the Bank is located
3D Secure
Available
Contactless form
PayWave
Currency
Rubles only
SMS notifications
59 RUB
Overdraft penalties
No

Calculator

Credit card calculator
Credit limit
Term / month
Rate
Loan amount
8 000 000
Overpayment
1 000 000
Total payment amount
9 000 000
Loan maturity
15.05.2022
Monthly payments
500 000

Answers to questions

How will my card be delivered?

In cities where the bank has branches, courier delivery is free. Starting from the second banking product, the card must be picked up at a branch.

How do I activate the card?

You can visit a bank branch and receive assistance from an operator.
Log in to your online account and complete the activation automatically.

How to check the account balance?

Free via internet banking, at a branch, and in the mobile app.
SMS notifications cost 59 RUB per month.

I lost my PIN code, how can I recover it?

To recover it, follow the prompts in the mobile app or set the option in your internet banking account.

Other offers

Customer reviews

Leave a review
Katerina
Katerina
Guest
Home Bank
I would like to share my opinion about the Home Credit Bank Zelenaya Polza debit card. I ordered my card through the bank's app, and I don't regret it at all. The card is very convenient to use. It offers very good interest rates on the account balance, which are credited every month. With this card, I can easily pay for any services through the app.
Anastasia
Anastasia
Guest
Home Bank
This card was a perfect fit for me as someone who cares about nature. I can donate to charity, make purchases, and earn cashback. Great terms and conditions. So far, I am satisfied.
Yulia
Yulia
Guest
Home Bank
The Green Card from Home Credit Bank is not only a "green light" for your daily purchases and expenses, but also a way to care for and preserve nature. There is a huge number of stores in the Green Card loyalty program that allow you to not only spend, but also get a nice bonus refund on your card balance.
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