Debit cards
Thanks to honest reviews, you can make a smarter choice
My second favorite card after the Multicard from VTB. A bank that specializes in small loans for household appliances has managed to create a product — in fact, several of them — that are on par with major players. When I saw the terms, I thought it was nothing short of a fantastic option. The only thing missing is interest on the account balance.
Receiving interest on the balance is, you could say, free money. I use a Visa card, which is why the benefit is even greater. It's convenient to use everywhere. You can pay for certain services completely free of charge. To apply, I didn't have to waste time and go to a bank branch. Everything is online.
Honestly, I only recently came across this offer from Loko-Bank, read the terms, and ordered it without hesitation. On the other hand, what is there to think about, this card is simply a godsend. Of course, if you fully understand the services provided with this card.)
I have been a client of Sravnim24 for a long time and use this bank's "Marki" debit card. By paying with the card, I collect cashback and then use it to buy myself something nice. It is very convenient to use the card and not carry cash around. I also like the bank's support service; the staff are polite and always happy to help.
I already used my new Sberbank Golden debit card at a cafe and received my first bonuses. It is so great when you are going to spend money anyway and get a good bonus on top of it. There is a limit of 300 thousand per year for cafes, restaurants, and shops, but that is about what I spend. And I will get 45,600 RUB back as a bonus.
A simplified card, it doesn't offer any advantages. You can pay in a store, you can pay for a service. For example, I use this card to pay for public transport. Taxi drivers accept it. It's convenient, but it's just a regular debit card, as they say, 'no frills'. It's easy to get and easy to replace if you lose it.
I am very happy with the new virtual debit card 'Online' from Pochta Bank. I will use it instead of a wallet. I ordered it online right in my personal account, no need to go anywhere. There are no fees and it's valid for 3 years. 12% cashback, they refund money for items bought online that didn't fit, and other perks—I recommend it.
My spouse and I initially applied for a Mir card to get cashback for domestic travel in Russia. A savings account was also opened along with the card. Pros of the card: Pyaterochka bonus points, cashback from partners (there aren't that many yet), interest on the balance depending on the amount. SMS banking fees are cheaper than at some other banks. Plus, you can withdraw cash not only at your bank's own ATMs, but also at VTB ATMs with no commission. Conditional cons for me: no overdraft facility on the card.
I don't quite understand the point of a kids' card; if parents aren't going to top up this card, there's no sense in it at all. On the flip side, the terms are more than fantastic. If this is a marketing ploy to get future young clients using the bank's products right now, then the move is justified, but if it's just for the sake of doing it, then I don't see the charm of this card.
After reviewing the terms of use for the "Uytnaya Karta" from Rocketbank, I decided to order one right away. The card was delivered to me in Moscow by a courier. I've been using this card for 3 months now and I'm very happy with it. Very high interest rates on the account balance, and the amount in the account doesn't matter at all.
I need a card
As a big fan of cards, I decided to order this one for myself as well. A lot of things attracted me to it, including zero maintenance and zero cash withdrawal commission. A 10% cashback is a very nice bonus. Plus, the card has partners whose services I use, which is also quite profitable. The card was delivered by courier; I'm glad I didn't have to go anywhere myself. I've been using it for a month now and I like everything—it's convenient and economical.
Great debit card! No other bank has this many partners. I actively make purchases at many stores and always get cashback; this really helps save a lot. Maintenance is free, and card reissuing is free too. I applied for the card on the website in 10 minutes! Now I plan to use only this one.
An excellent multi-functional debit card. I ordered it and use it with pleasure. I received the card very quickly, and the whole procedure didn't take much time. It's very convenient, and I'm especially pleased with perks like cashback and interest on the balance. In short, a card with a full range of features for all occasions. Recommended!
The only drawback of this card is the payment system. Mir wasn't created for nothing, and to transition people to the domestic payment system, quite a few bonuses are offered for Mir, but otherwise, it's a quality product with adequate terms. Not the best on the market, but far from the worst conditions available right now.
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