Microloans

One of the pluses is the quick processing. I don't regret turning to them and will use the company for a loan again.

I don't regret turning to them, as the review times here are better than anywhere else, and the money was transferred to my card quickly. My salary is often delayed, so I already know where it's worth borrowing.

A normal microfinance organization. I urgently needed money for car repairs, acquaintances advised contacting VIVUS. Decent conditions and modern service. I sent the application from the website, a few minutes later an MFO employee called back, and we agreed on all the details. They approved it quickly, the money arrived on the card, everything is fine, thanks.

Good conditions when concluding the agreement. I liked that the first 14 days the interest rate is 0%. That is wonderful. I can also note that I didn't need to collect income certificates, which sped up the process. I can say that the conditions and quality of service pleased and surprised me. I haven't seen such conditions for a long time.

Самый главный плюс, что для постоянного клиента действует низкая ставка. Поэтому для постоянного сотрудничества другие компанию не рассматриваю.

What documents do I need to collect to increase the loan amount on my first application? Do I have a chance to get a microloan if I am currently not officially employed anywhere? Thanks in advance for the answers.

Как всегда, внезапно закончились деньги, а до зарплаты еще неделя. Оформил займ в МФО Платиза. Очень быстро рассмотрели заявку, буквально за минуту, деньги перечислили мгновенно. Долг погашаю вовремя, так что даже свою не лучшую кредитную историю удалось улучшить. И не надо ни поручителей, ни кучи документов.

I took out a loan from Vivus. I am very grateful that they processed it so quickly. Beginners can get 0 percent, without overpayment. I needed the money urgently, I returned it as soon as I received my salary. The interest rate starts from 0.5, it is profitable to take small amounts, the overpayment will be less.

Решение о предоставлении мне займа пришло в виде смс-сообщения на телефон через пять минут после отправки заявки. Оператор не звонил. Через полчаса деньги уже зашли на карту и я их смог снять. Реквизиты для оплаты и график внесения платежей пришли в тот же день на почту. Буду обращаться еще.

Before the May holidays, I urgently needed money for a trip to another city. I applied to Metrokredit for 10,000 RUB for a period of 2 weeks (just until my advance payment). A manager called back within 5 minutes to verify my details. The money arrived within an hour on my Sberbank card (a personalized debit card). Since I am a new client, the loan cost me 0%, which is very nice. I paid off the loan completely through the Sberbank mobile app, which is also convenient—no need to go anywhere. I had a very pleasant impression of Metrokredit's service and will use them again.

I use it when I urgently need money; fast processing and decision-making. The card deposit is instantaneous.

The operator called a few hours after I submitted the application. They clarified my details for about 10 minutes, and then I immediately received a notification that the loan was approved. The next day, the money was in my e-wallet. Overall, everything is fine. The main thing is that I got the loan.

Хотел в этой компании взять кредит на 14 000, но мне одобрили только 8 тыс. Это было первый раз. Оформлял через онлайн на сайте компании. Ждал примерно сутки до одобрения и все же получил его на свою карту. Вернул в течении 5 дней. Второй раз одобрили 13 тысяч и заказывал опять онлайн эту же сумму. В общем если возвращаешь во время то и одобрение кредита быстрое и сумму которую просишь ту и одобряют.

Мало верилось, но когда я обратился второй раз в эту компанию за займом, то мне была начислена скидка в двадцать процентов. Как-никак, но пятую часть начисленных мне процентов я сэкономил. Ответ на мою заявку при повторном обращении пришел в течение минуты. Мне вообще больше выгодно здесь брать краткосрочные займы

Well, I can't deny that taking out microloans is very convenient today. I mean convenient loan services. Fast, informative (they send SMS, write to email, remind you, etc.), many even have couriers. I've used it a couple of times to tide myself over, so to speak. Early repayment is possible, but with short-term loans, I didn't notice any special benefit for myself. And of course, the more you use it, the better the terms.