Applicants who meet certain requirements can apply for an online loan at Metrocredit.

All received microloan applications at Metrocredit are reviewed on a queue basis. Although the regulations set a timeframe of up to 2 days, user reviews indicate that decisions are made within minutes.

Please note! Metrocredit IFC does not disburse loans to prepaid and virtual cards, or to plastic cards belonging to third parties.

You can apply for a loan at Metrocredit through your personal account using a single document: your passport.

The IFC disburses money in only one way: to a personalized VISA, MasterCard, or Mir debit or credit bank card. A mandatory condition is that the card must be issued by a bank operating in Russia. The plastic card account must have a balance of at least 1 ruble.

If you want to get a loan from Metrocredit, user reviews indicate that holders of unpersonalized, virtual, and prepaid cards should not waste time applying. Money is not disbursed to plastic cards that do not support automatic debits and instant credits.

You can repay the received funds in a way that is convenient for you:

• Using a bank card by logging into your account.
• Via a mobile phone through direct debit from the plastic card.
• By contacting the microfinance company's online chat.
• Through Sberbank terminals and mobile app.
• To the specified bank account details of the microfinance company.

When transferring money to a bank account, fees are charged to the borrower (rates are set by banks). If you want to repay the received loan without interest, use the other listed methods.

1. Click the virtual "Apply for loan" button and go to the official Metrokredit website.
2. Use the sliders on the loan calculator to select the desired amount and term.
3. Click the "Continue" button.
4. Once the application form appears, fill it out by providing the required information, including phone numbers of close relatives and income details.
5. Enter your card number and confirm it by entering the secret digits sent via SMS to the specified phone number.
6. Verify your identity by taking a photo of yourself with the main page of your passport. Upload the image to the special window.
7. Submit your application for review and wait for a decision.

All data is securely protected and will not fall into the hands of third parties.

If you cannot repay your microloan on time, the MFC offers an additional service: loan extension. By paying for the service, you can postpone the microloan repayment term by 14 or 30 days.

To sum it all up: Metrokredit MFC is convenient, fast, and safe!