Reviews

Thanks to honest reviews, you can make a smarter choice

I applied for a card at T-Bank, everything was processed quickly and without unnecessary questions. Auto-payments are very convenient, no need to worry about bills. Credit history has improved thanks to timely payments. Customer service is top-notch; they always help and explain. Refunds are also processed without delay. The bonus program is pleasing: I accumulate points and exchange them for gifts. Card-to-card transfers are instantaneous. The credit limit is satisfying, and the cashback is simply super!

Property-secured loan at BJF Bank
3.5
17
15.10.24 / 11:04

I took out a loan secured by an apartment at BZHZ Bank to help my son start his own business. I liked the terms, the service was fast and high quality. Everything is super!

Cash loan at Russian Standard Bank
3
6
15.10.24 / 10:51

Took out a loan at Russian Standard for dacha renovation. Everything was fast, without unnecessary paperwork. Thank you, you helped out at the right moment!

I applied for the Alfa Travel Classic credit card before my trip to use it abroad. It's very convenient that the exchange rate is locked at the time of purchase. Purchase bonuses are a nice perk, especially for travel. Found no downsides.

Alfa-Bank Alfa-Card debit card
3
27
15.10.24 / 09:07

Got a card from Alfa-Bank. Overall, I am satisfied with everything, convenient online banking, and the application was reviewed quickly. I immediately set up auto-payments and no longer worry about bills! There is cashback, although not on all purchases, but it's still nice. Card maintenance is comfortable, and fees are low. The bank branch is close to home, and the staff is pleasant.

Lamoda debit card from T-Bank
2.5
30
15.10.24 / 08:51

Received the Lamoda debit card from T-Bank and I'm very satisfied! I applied for it to make purchases on the Lamoda website, and now I save on every purchase. I like that the card is stylish and easy to use. Connected it to the mobile app without any issues.

Renovation loan from Alfa-Bank
3
27
15.10.24 / 07:21

Took out a repair loan at Alfa-Bank. The application approval process was quick and hassle-free. The guys from the bank explained everything clearly and gave a flexible repayment schedule. The interest rate is solid, of course, but for me, the quality of service is what matters most, and it's top-notch here! Overall, I'm satisfied.

VTB Debit Card for Life
3
19
15.10.24 / 05:09

Very pleased with the debit card from VTB! With the Everyday card, I manage my finances online and pay bills quickly. The service is top-notch!

Virtual credit card from Kviku
3.5
0
15.10.24 / 04:37

The application review period is short, and the credit limit suited me. Card-to-card transfers are fast and convenient. Cashback is a nice bonus. However, customer service is poor, and they take a long time to answer questions. Online banking sometimes has delays in updating the balance and statement, which is inconvenient. The card validity period is standard. Overall, it's okay, but there is room for improvement.

Uralsib 120 Days Maximum Credit Card
2.5
10
15.10.24 / 04:04

The most important thing I liked about the card from Uralsib is the 120 days interest-free. It really helps out. The service is also top-notch, the managers are polite. Online banking is convenient, the balance and statements are always visible. Auto-payments also work properly. Among the disadvantages - they reviewed the application for a long time, about a week. But overall I'm satisfied!

Overall, the "60 Days Without Interest" card from Alfa is a good option. The application process is smooth, everything is clear and fast. The service is also great, they are always ready to help and explain. But there is a catch: if you fail to repay on time, the interest is quite high. Refunds are also handled without any issues. Everything is fine.

Personal loan from Alfa-Bank
4.5
27
15.10.24 / 03:19

It so happened that I had to take out a loan. I applied to Alfa-Bank. They gave me a cash loan, explained the repayment schedule, and everything is transparent and clear. The service is top-notch, the operators are polite and explained everything properly. The loan terms suited me. As for the interest rate, it is certainly not low, but it is not the highest on the market either. The application was approved quickly, without unnecessary questions or checks. The credit limit turned out to be sufficient. The lending terms are flexible, and there is an option to repay the loan early without penalties. Overall, I am satisfied and recommend it.

Youth debit card from T-Bank
5
30
15.10.24 / 00:58

Recently got the Youth Card from the bank. It is convenient that there are auto-payments; you don't need to remember to pay every time, everything happens automatically. The bank's app always shows the balance and statements, which is also a big plus. True, the transfer fees from card to card are a bit high, but overall it's not critical for me. So far everything is fine, I'm using it.

Refinancing at VTB
3.75
19
14.10.24 / 22:28

I contacted VTB for loan refinancing, and generally everything went smoothly. The application was approved quickly, without unnecessary running around. The refinancing terms were quite flexible, tailored to my specific situation. The interest rate is also not astronomical, differing favorably from many other banks. The loan terms also suited me; there was no need to rush with repayment. The bank's service is top-notch, managers are always in touch and ready to help with any question. The main thing is that the borrower requirements are adequate, not like in some MFIs. The credit limit turned out to be sufficient, and the repayment schedule was convenient. Overall, I recommend it!

Got this Smart UnionPay Card from Gazprombank. Not bad, fees are minimal, and they give cashback. Sometimes I transfer money from card to card, everything goes through quickly. But customer service could be better, there were some issues with refunds. Overall, a decent card for cashless payments and online banking.

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