Reviews
Thanks to honest reviews, you can make a smarter choice
I applied for the Alfa Travel Classic credit card before my trip to use it abroad. It's very convenient that the exchange rate is locked at the time of purchase. Purchase bonuses are a nice perk, especially for travel. Found no downsides.
Got a card from Alfa-Bank. Overall, I am satisfied with everything, convenient online banking, and the application was reviewed quickly. I immediately set up auto-payments and no longer worry about bills! There is cashback, although not on all purchases, but it's still nice. Card maintenance is comfortable, and fees are low. The bank branch is close to home, and the staff is pleasant.
Received the Lamoda debit card from T-Bank and I'm very satisfied! I applied for it to make purchases on the Lamoda website, and now I save on every purchase. I like that the card is stylish and easy to use. Connected it to the mobile app without any issues.
Took out a repair loan at Alfa-Bank. The application approval process was quick and hassle-free. The guys from the bank explained everything clearly and gave a flexible repayment schedule. The interest rate is solid, of course, but for me, the quality of service is what matters most, and it's top-notch here! Overall, I'm satisfied.
Very pleased with the debit card from VTB! With the Everyday card, I manage my finances online and pay bills quickly. The service is top-notch!
The application review period is short, and the credit limit suited me. Card-to-card transfers are fast and convenient. Cashback is a nice bonus. However, customer service is poor, and they take a long time to answer questions. Online banking sometimes has delays in updating the balance and statement, which is inconvenient. The card validity period is standard. Overall, it's okay, but there is room for improvement.
The most important thing I liked about the card from Uralsib is the 120 days interest-free. It really helps out. The service is also top-notch, the managers are polite. Online banking is convenient, the balance and statements are always visible. Auto-payments also work properly. Among the disadvantages - they reviewed the application for a long time, about a week. But overall I'm satisfied!
Overall, the "60 Days Without Interest" card from Alfa is a good option. The application process is smooth, everything is clear and fast. The service is also great, they are always ready to help and explain. But there is a catch: if you fail to repay on time, the interest is quite high. Refunds are also handled without any issues. Everything is fine.
It so happened that I had to take out a loan. I applied to Alfa-Bank. They gave me a cash loan, explained the repayment schedule, and everything is transparent and clear. The service is top-notch, the operators are polite and explained everything properly. The loan terms suited me. As for the interest rate, it is certainly not low, but it is not the highest on the market either. The application was approved quickly, without unnecessary questions or checks. The credit limit turned out to be sufficient. The lending terms are flexible, and there is an option to repay the loan early without penalties. Overall, I am satisfied and recommend it.
Recently got the Youth Card from the bank. It is convenient that there are auto-payments; you don't need to remember to pay every time, everything happens automatically. The bank's app always shows the balance and statements, which is also a big plus. True, the transfer fees from card to card are a bit high, but overall it's not critical for me. So far everything is fine, I'm using it.
I contacted VTB for loan refinancing, and generally everything went smoothly. The application was approved quickly, without unnecessary running around. The refinancing terms were quite flexible, tailored to my specific situation. The interest rate is also not astronomical, differing favorably from many other banks. The loan terms also suited me; there was no need to rush with repayment. The bank's service is top-notch, managers are always in touch and ready to help with any question. The main thing is that the borrower requirements are adequate, not like in some MFIs. The credit limit turned out to be sufficient, and the repayment schedule was convenient. Overall, I recommend it!
Got this Smart UnionPay Card from Gazprombank. Not bad, fees are minimal, and they give cashback. Sometimes I transfer money from card to card, everything goes through quickly. But customer service could be better, there were some issues with refunds. Overall, a decent card for cashless payments and online banking.
Got the MTS card, seems pretty good overall. Approved quickly, got a decent limit. Online banking is user-friendly, everything is clear. Cashback is a nice bonus, though the only way to cash it back out is to your phone. Customer service is fine, but the interest rates felt a bit high. Still, overall satisfied and using it.
I have been using the Mir Supreme debit card from Rosbank for six months now. The most important thing for me is the convenience of online banking. Payments go through quickly and smoothly, and almost all transactions are cashless. The card is reliable and has never let me down. Highly recommended!
I took out a loan at Sber. The terms are fine, the rate isn't high, and the deadlines work for me. The main thing is the flexibility of the repayment schedule; you can change it. They approve quickly, and the requirements for borrowers are standard. The service is good, they explained everything clearly. I recommend it!
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