Reviews

Thanks to honest reviews, you can make a smarter choice

Cash loan from Promsvyazbank
4.67
20
13.09.23 / 12:37

I took out a loan at Promsvyazbank, honestly, I wasn't sure at first, but everything turned out fine. Quick processing, normal repayment schedule, doesn't put pressure. The interest is, of course, like everywhere else, but the terms are flexible, you can even revise the schedule if things get tight. They give a good credit limit, not every bank will offer that. Service is also up to par, everything is always explained clearly, no hidden conditions. In general, I recommend it, if you need money, Promsvyazbank will help.

LOCO-Bank
3.86
20
12.09.23 / 23:18

I opened a current account for business at LOKO-Bank. High-level service - always competent consultations, they help resolve any issues that arise. Internet banking is just a bomb, convenient and fast! Recommend!

I got this card at MTS Bank, they promised cashback and all that. At first everything was fine, but then problems started. They started charging a maintenance fee, although they promised it was free. Plus, online banking often glitches, attempts to transfer money from card to card turned into a pain. And the interest on the balance is generally ridiculous. In short, completely disappointed.

I applied for this MTS CASHBACK Digital Mir card. Everything is convenient, card-to-card transfers go through quickly, cashback is also not bad. Customer service is top-notch, they will always help and explain. Auto-payments are just a lifesaver for me, I forgot about paying utility bills. I also use online banking, everything is simple and clear. In general, I am satisfied.

I got a card at Gazprombank and have been using it for half a year now. Honestly, I expected the worst - I'd heard mixed reviews. But it turned out not bad. They gave a decent limit, interest rates aren't cosmic. Money is returned without problems, auto-payments work. Everything is fine with the cashback too, I use it actively. Among the downsides - online banking sometimes lags, but it's not critical.

To be honest, I was very wary at first, as I had heard a lot of negative reviews about banks. But I still decided to get the MIR Supreme card. I am very glad I took the risk! It's super convenient that the card has cashback, money returns to the balance and you can spend it again. I also like that you can view statements, see your expenses and control the balance. Everything is transparent and clear. I also noticed that auto-payments work without problems, money is debited on time. In general, everything suits me so far, I hope it stays that way.

Renovation loan at Home Bank
4.33
16
05.09.23 / 20:24

I took out a renovation loan at this bank. I liked that the interest rate is not high, loan terms are also normal. They gave a larger credit limit than I expected. The repayment schedule is convenient, you can choose a suitable one. Service is top-notch, everything was explained in detail. Lending terms are flexible, the application was approved quickly, without excessive requirements. The terms of loan provision are transparent, without hidden commissions and payments. Recommended.

Anyway, I got this Alfa Travel Classic credit card for traveling. I was attracted by the cashback on tickets and free card maintenance. Well, the card limits are also not bad. The application was reviewed quickly, although my credit history is so-so. But there are problems with customer service; they can't always help over the phone. And another downside is the high interest rates if you don't repay on time. Otherwise everything is fine, auto-payments work, balance and statements arrive on time. Loyalty programs are also present.

Renaissance Bank
4
20
05.09.23 / 07:15

Turned to Renaissance Bank to open an account. I use online banking, very convenient. Customer support is top, always helps!

Russian Standard
3.53
6
05.09.23 / 05:14

Opened an account at Russian Standard Bank on a friend's recommendation. At first, I was wary, but in the end, I was satisfied. Interest rates are higher than in many other banks. I make transfers and payments without problems, quickly and conveniently. I recommend it!

Kviku Virtual installment card
3.43
0
03.09.23 / 22:42

Applied for the Kviku Virtual installment card to improve my credit history. Everything went quickly and without unnecessary questions. The card limit turned out to be sufficient for making necessary purchases. An excellent tool for financial planning. Recommended!

Debit card Pyaterochka from Pochta Bank
2.67
23
03.09.23 / 15:04

As a fan of shopping at Pyaterochka, I decided to apply for a Pochta Bank debit card. Positive impressions: a convenient mobile application, timely SMS notifications about transactions. A big plus is the cashback on purchases in the store chain. It's convenient to plan purchases and save money.

Got myself this 365 days interest-free card from Alfa-Bank. Decided to write a review, maybe it'll be useful to someone. First, the application was reviewed quickly, and the card was delivered to my home. I immediately activated online banking, everything is clear there, no issues. I set up auto-payments so the loan payment is deducted automatically, which is convenient. The card limit is decent, enough for a month. Balance and statements are always at hand in the app. I use cashless payments constantly, everything goes through without glitches. I also like the loyalty program, good cashback, and low card maintenance costs. Plus, I do card-to-card transfers, almost no commission. Overall, a good card, and the validity period is also long. Excellent service, top-notch customer support. I recommend it.

Пользуюсь картой от Газпромбанка уже полгода. Удобно, что есть возможность безналичных платежей и переводов с карты на карту. Обслуживание карты пока не вызывает нареканий, клиентов обслуживают быстро и вежливо. Онлайн-банкинг удобен, можно быстро проверить баланс и выписки, это сэкономило мне много времени. Кэшбэк небольшой, но приятный бонус. Единственный минус - комиссии за некоторые операции, но их можно избежать, если внимательно изучить условия.

Cash loan from OTP Bank
3
18
03.09.23 / 11:14

I took cash from OTP Bank. Attractive terms, flexible terms. But to be honest, it's not all that smooth. The application approval process took me a whole three days! Other banks are faster. Their borrower requirements are certainly serious. Without a job and a stable income, there's no point in going there. Customer relations are normal, but they could be more polite. Overall, not a bad option, but there is room for improvement.

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