Reviews
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Взял кредит под залог квартиры. Все прошло нормально. Интересная штука, процентная ставка вполне приемлемая, ниже чем в других банках. Оформление быстрое, понятное, без лишних бумаг. Кредитный лимит хороший, решил все свои финансовые проблемы. Сроки кредитования тоже нормальные. В общем, удобно. Но вот обслуживание... сотрудники, конечно, вежливые, но чета долго все у них. Хотелось бы побыстрее. Ну и еще важный момент - все условия прозрачные, без всяких скрытых платежей и процентов. В общем, пока все ок.
I took out a renovation loan at Home Bank, and I would like to note their high quality of service. The managers explained everything in detail, and they are polite and responsive. As a borrower, I had a few conditions to meet: confirm income, provide documents, and submit an employment certificate. Their credit limit is also decent, which was plenty for the renovation.
Hello everyone! I want to share my experience. I applied for a loan, everything was fast and simple. Customer service is top-notch, everything was explained clearly. The interest rates are certainly not low, but in my case, it was a way out. Online banking works 5+. In general, everything is convenient and clear. I recommend it!
Взял кредит под залог недвижимости. Ставка вроде нормальная, но вот сроки кредитования прям ну очень большие, зато кредитный лимит огромный, что приятно удивило. Обслуживание клиентов на высоте, все четко и быстро, без лишних вопросов. Заявку одобрили быстро, правда пришлось ждать немного, зато без лишних бумажек и справок. Все условия кредита прозрачные и понятные, без всяких скрытых комиссий и штрафов. Так что в целом я доволен, хоть и залог пришлось оставить, но деньги нужны были срочно. В общем, рекомендую.
I applied to VTB to open a deposit. It is very convenient to use internet banking, everything is clear and accessible. I would especially like to mention the cashback and bonuses, thank you for the pleasant additional features. I will recommend you to my friends!
As a mother and wife, I constantly deal with family finances. I applied to T-Bank for a debit card—the process was quick and straightforward, and the service was top-notch. It's convenient to make payments and transfers using the card, and I especially appreciate the ability to make online transactions. T-Bank is my reliable assistant in financial matters!
I want to share my impression of the cashback card. Everything is just super! The card limits are sufficient, and cashless payments go through quickly. I love the loyalty program; it is nice when part of the money is returned. I haven't used the credit limit yet, but I know it's there. The card's validity period is also pleasing. Overall, I recommend it!
I applied for this virtual Kviku card to have installments for purchases. Overall, not bad. They gave a decent limit, card-to-card transfers go through without problems. Plus, my credit history has improved. Everything is clear: balance and statements are always at hand in the personal account. Set up auto-payments - convenient. The only thing is there are occasional hitches with refunds, but overall not bad.
Оформила себе эту Умную карту UnionPay. Очень удобно, что проценты начисляют на остаток средств, как ни крути, а приятно. А еще понравилось обслуживание, в Газпромбанке вежливые операторы, всегда помогут и объяснят. Редко такое встретишь!
Overall, the card is not bad, but it has its nuances. They gave me a sufficient credit limit, but it's important to monitor your credit history here. Customer service is normal, but sometimes the line is busy and you have to wait. Card-to-card transfers are fast and trouble-free. Auto-payments work, but sometimes there are delays. Online banking is convenient, I always see my balance and statements. The loyalty programs are also pleasing, but I'd like more bonuses.
Хотела бы поделиться своими впечатлениями о карте Твой кэшбэк. Заказала ее онлайн, очень понравилось, что заявку рассмотрели быстренько, карту доставили прямо домой. Пользуюсь уже пару месяцев, ни разу не было проблем с обслуживанием. Особенно радует кэшбэк - как для меня, домохозяйки, это очень выгодно. Переводы на другие карты проходят быстро, автоплатежи работают без сбоев. Мне очень удобно проверять баланс и смотреть выписки в онлайн-банкинге. С обслуживанием клиентов тоже все отлично - менеджеры всегда терпеливо отвечают на все вопросы. Очень довольна, рекомендую!
I have been using the My Life card for a year now. Everything suits me, card maintenance is free, commissions are almost nonexistent, and if there are any, they are minimal. It is very convenient that you can set up auto-payments; there's no need to remember to pay for utilities and the internet, everything is automatically deducted from the card. Another advantage is online banking: you can always check your balance and statements, and transfer money from card to card. On top of that, they also return money through the loyalty program and cashback on certain purchases. My card application was reviewed quickly, and issuing it took only a couple of days. Customer service is at a high level; they are always ready to help and explain if anything is unclear.
The review time for the application was pleasing — fast and without unnecessary questions. The credit limit is not large, but it is enough for online shopping. Cashback is a nice bonus. I recommend it.
I refinanced my loan at MTS Bank, everything is spot on! The credit limit was increased, and the terms are flexible. The service is top-notch, and the application was approved quickly. I recommend it!
Generally, I am satisfied with the card. I applied, and it arrived a couple of days later. The limit is 50k, which is fine for me. 130 days interest-free is really cool and a huge help. I use online banking sometimes; it's convenient for checking the balance and viewing statements. No issues with service, everything is simple and clear. The only thing is, please lower the rates, as you have to pay back quite a bit after 130 days. Anyway, I recommend it.
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