495 Kridet
Articles on loans
About the loan
"495 Credit" is a relatively new microfinance organization. It has been operating since 2021, but in this short time, it has managed to establish a strong reputation among borrowers. Here, they can easily apply for a loan of up to 30,000 RUB for a term of up to 30 days.
Terms
At the "495 Credit" microfinance organization, terms are identical for both new borrowers and regular clients. Here, they can receive from 5,000 to 30,000 RUB for a term of 10 to 30 days. The maximum interest rate at the MFI does not exceed the statutory limit of 0.8% per day.
Borrowers who meet the following requirements can apply for a loan at the microfinance organization:
- are citizens of the Russian Federation;
- have a place of residence in the region where the MFI operates;
- be at least 21 years of age.
To get a microloan, you will only need to provide a passport of a citizen of the Russian Federation. However, the microfinance organization may request documents confirming income and employment.
A microloan can only be received on a bank card from the MIR, Visa, or MasterCard payment systems.
You can repay the microloan in the following ways:
- using a MIR, Visa, or MasterCard bank card in your account;
- via a bank account wire transfer.
How to apply
You can only apply for a loan online on the official website of the A-Dengi microfinance organization. To do this, you need to:
- go to the microfinance organization's website and indicate the desired amount;

- enter your mobile phone number, email address, full name, and check the required boxes;

- provide your passport details, registration address, and actual residential address;

- provide information about your employment and other loans and borrowings;
- indicate the desired amount and term;
- enter your bank card details;

- click the "Get Money" button;
- upload a photo/scan of your documents. Wait for approval of your application, and upon a positive decision, sign the document in your personal account
Rates
bank account transfer
Bank Zenit
Renaissance Bank
LOCO-Bank
T-Bank
Bank Sinara
Credit Europe Bank


Customer reviews
Leave a review