495 Kridet

495 Kridet
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105
15
Microloan amount
Microloan amount
30000 ₽
Rate, %
Rate, %
From 0.8 %
Age
Age
From 21 years
Credit history
Credit history
Any
Microloan term
Microloan term
up to 30 days
Decision
Decision
From 3 min
495 Kridet
Apply now
Updated: 06.12.2024

About the loan

"495 Credit" is a relatively new microfinance organization. It has been operating since 2021, but in this short time, it has managed to establish a strong reputation among borrowers. Here, they can easily apply for a loan of up to 30,000 RUB for a term of up to 30 days.

Terms

At the "495 Credit" microfinance organization, terms are identical for both new borrowers and regular clients. Here, they can receive from 5,000 to 30,000 RUB for a term of 10 to 30 days. The maximum interest rate at the MFI does not exceed the statutory limit of 0.8% per day.

Borrowers who meet the following requirements can apply for a loan at the microfinance organization:

  • are citizens of the Russian Federation;
  • have a place of residence in the region where the MFI operates;
  • be at least 21 years of age.

To get a microloan, you will only need to provide a passport of a citizen of the Russian Federation. However, the microfinance organization may request documents confirming income and employment.

A microloan can only be received on a bank card from the MIR, Visa, or MasterCard payment systems.

You can repay the microloan in the following ways:

  • using a MIR, Visa, or MasterCard bank card in your account;
  • via a bank account wire transfer.

How to apply

You can only apply for a loan online on the official website of the A-Dengi microfinance organization. To do this, you need to:

  • go to the microfinance organization's website and indicate the desired amount;
    495 Credit 1
  • enter your mobile phone number, email address, full name, and check the required boxes;
    495 Credit 2
  • provide your passport details, registration address, and actual residential address;
    495 Credit 3
  • provide information about your employment and other loans and borrowings;
  • indicate the desired amount and term;
  • enter your bank card details;
    495 Credit 4
  • click the "Get Money" button;
  • upload a photo/scan of your documents. Wait for approval of your application, and upon a positive decision, sign the document in your personal account

Rates

Amount
From 5,000 to 30,000 RUB
Term
From 10 to 30 days
Interest rate
Up to 0.8% per day
First loan
From 5,000 to 30,000 RUB for a term of 10 to 30 days at 0.8%
Penalty for missed payment
0.1% for each day of delay
Application
Online
Disbursement
To a bank card
Repayment
Bank card;
bank account transfer
Borrower's age
From 21 years
Income verification
Not required
Collateral
Not required
Credit history
Any

Calculator

Credit card calculator
Credit limit
Term / month
Rate
Loan amount
8 000 000
Overpayment
1 000 000
Total payment amount
9 000 000
Loan maturity
15.05.2022
Monthly payments
500 000

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Customer reviews

Leave a review
Vyacheslav Tobolin
Vyacheslav Tobolin
Guest
495 Kridet
I usually don't write reviews, but after a negative experience with competitors, I decided to praise this company. Money can be received online without leaving home, and the staff is always polite and friendly. They helped me out in a difficult moment, thank you very much!
Sergey Reshetnikov
Sergey Reshetnikov
Guest
495 Kridet
A good company that helps out at the right moment. The main thing is to approach the matter competently and check all conditions. If something is unclear, the operator will always help. I have applied to this company three times already, and every time everything was top-notch. Interest rates are normal, and no one forces those who complain about exorbitant rates to take out loans. Thanks for the help!
Timofey Lukyanov
Timofey Lukyanov
Guest
495 Kridet
I took out a loan of 20,000 RUB for a term of 3 months. The interest rate seemed a bit high, but honestly, I had other things on my mind at the time. I was surprised that I submitted the application online and everything was processed quickly. The terms are completely transparent with no hidden fees. Customer service is fine, the managers are polite. However, the borrower requirements are quite strict, of course. On top of that, the funds are issued to a card rather than in cash. The repayment schedule is clear, and I'm glad there is an option for loan extension. All in all, loans aren't for everyone, of course. But if you suddenly need one, you can turn to them. The company's reliability is top-notch, tested and proven!
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