Beeon
About the loan
Beeon is a microfinance organization that provides online loans to individuals. The company has been on the market only since 2019, but even in such a short time, it has established itself as a reliable lender.
Terms
For borrowers applying to Beeon for the first time, there is a special offer: they can receive their first loan at 0% per day for an amount from 3,000 to 30,000 RUB for a term of 7 to 14 days. Outside of this promotion, amounts from 3,000 to 30,000 RUB are available for terms of 7 to 30 days. The interest rate at this microfinance company can range from 0.5% to 0.8% per day.
Early repayment of a microloan is available at Beeon. To close a loan before the scheduled date, you must pay the principal amount and the interest accrued for the actual days the money was used. You can check the exact amount required for early repayment in your personal account.
Loan extension is also possible at the microfinance organization. You can extend a microloan for a period of 14, 21, or 30 days, no more than five times. To do this, you need to pay the interest accrued for the actual period the money was used.
In case of late repayment, the microcredit company charges a penalty of 20% per annum on the overdue debt amount. For example: a borrower received 15,000 RUB but did not close the microloan on time. In this case, the lender will charge a penalty of 8.22 RUB for each day of delay plus the accrued interest.
Borrowers who meet the following requirements can receive a microloan from Beeon:
- are citizens of the Russian Federation;
- have permanent registration and a place of residence in Russia;
- are between 18 and 90 years old.
To apply for a microloan, you must provide a passport of a citizen of the Russian Federation. Additionally, you will need a debit or credit card from any bank with a positive balance and a device with internet access.
Microloans can only be received on a MIR, Visa, or MasterCard bank card.
You can repay the microloan using one of the methods listed below:
- via a Mir, Visa, or Mastercard bank card — enter your card details in your personal account, and the required amount will be debited on the payment date;
- via bank account details: in your internet bank or mobile app, you will need to enter the MFI's details, the contract number, and the payment amount;
- at Russian Post branches: you will need to provide the contract number and the payment amount.
Bank: JSC Tinkoff Bank
Recipient: LLC MKK "Akademicheskaya"
Tax ID (INN): 5407973316
BIK: 044525974
KPP: 540601001
Current account: 40701810000000007356
Correspondent account: 30101810145250000974
OGRN: 1195476007605
How to apply
You can apply for a microloan only online on the microfinance company's website. To do this, you need to:
- specify the desired loan amount and term on the main loan page;
- click the "Get Money" button;
- click the "Register via Gosuslugi", "Register via Tinkoff", "Log in to personal account", or "Fill out application manually" button;

- if you clicked "Fill out application manually", enter your mobile phone number, last name, first name, patronymic, date of birth, email address, and password;
- check the box and click the "Continue" button;

- enter the confirmation code from the SMS message;
- provide your passport details, registration address, and actual residential address;

- click the "Continue" button;
- provide information about your marital status, education, and income;

- click the “Continue” button.
After filling out the application form, you will need to undergo identity verification and specify how you wish to receive the loan.
Rates
via bank account details:
at Russian Post branches
Bank Zenit
Renaissance Bank
LOCO-Bank
T-Bank
Bank Sinara
Credit Europe Bank


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