Belka Credit

Belka Credit
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125
21
Microloan amount
Microloan amount
30000 ₽
Rate, %
Rate, %
From 0 %
Age
Age
From 18 years
Credit history
Credit history
Any
Microloan term
Microloan term
up to 29 days
Decision
Decision
From 2 min
Belka Credit
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Updated: 01.11.2024

About the loan

"Belka Credit" is a well-established microfinance organization. Here you can quickly and without leaving your home get a loan from 1 to 30 thousand rubles for a term of 7 to 30 days. For new borrowers, there is a special promotion — the first microloan at 0%.

Terms

The microfinance organization "Belka Credit" has a promotion for new clients — they can apply for their first loan at 0% per day. To do this, you need to apply for an amount from 1 to 30 thousand rubles for a term of 7 days.

Overall, you can get a microloan here for an amount from 1 to 30 thousand rubles for a term of 7 to 30 days. Outside of promotions, the interest rate does not exceed the legally permitted 0.8% per day.

You can apply for a microloan exclusively online through the official website of the microfinance organization. To do this, you need to:

  • go to the microfinance organization's website;
  • specify the desired loan amount and term;
  • click the "Get Money" button;
  • log in via Gosuslugi or provide your phone number;
  • click the "Continue" button;
  • enter the confirmation code from the SMS message;
  • click the "Continue" button;
  • provide your last name, first name, patronymic, and gender;
  • click the "Continue" button;
  • provide your date and place of birth, passport details, and SNILS;
  • click the "Continue" button;
  • indicate the registration address and actual residential address;
  • click the "Continue" button;
  • provide employment details;
  • click the "Continue" button;
  • provide education and marital status details, and an additional phone number;
  • click the "Continue" button;
  • enter your bank card details;
  • take a photo of your bank card;
  • click the "Continue" button;
  • take photos of your passport;
  • click the “Continue” button.

Borrowers who meet the following requirements can apply for a loan at the microfinance organization:

  • are citizens of the Russian Federation;
  • have a place of residence within the territory of Russia;
  • aged 18 and older.

To get a microloan, you will need to provide a passport of a citizen of the Russian Federation and your SNILS. However, the microfinance organization may request documents confirming your income and employment.

You can receive a microloan in the following ways: 

  • to a bank card of the MIR, Visa, or MasterCard payment systems;
  • via a bank account wire transfer.

You can repay the microloan in the following ways:

  • using a MIR, Visa, or MasterCard bank card in your account;
  • by bank account details transfer;
  • in cash via Zolotaya Korona money transfer systems.

Rates

Amount
From 1,000 to 30,000 RUB
Term
From 7 to 30 days
Interest rate
From 0% to 0.8% per day
First loan
From 1,000 to 30,000 RUB for a term of 7 to 30 days at 0%
Penalty for missed payment
0.05% per day for each day of delay
Application
Online
Disbursement
To a bank card;
bank account transfer
Repayment
Bank card;
by bank account details transfer;
via QIWI terminals;
in cash via Zolotaya Korona and CONTACT money transfer systems
Borrower's age
from 18 years
Income verification
Not required
Collateral
No
Credit history
Any

Calculator

Credit card calculator
Credit limit
Term / month
Rate
Loan amount
8 000 000
Overpayment
1 000 000
Total payment amount
9 000 000
Loan maturity
15.05.2022
Monthly payments
500 000

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Customer reviews

Leave a review
Alisa Shishlova
Alisa Shishlova
Guest
Belka Credit
I took out a loan with Belka Credit for the first time. I was in a situation where I urgently needed money for car repairs. I was pleasantly surprised by how simple and fast everything is. Within a few minutes, I submitted an online application, specifying the loan amount and term. All terms were as transparent as possible, with no hidden fees or catches. I liked that there is an option to extend the loan if it suddenly doesn't work out to repay it on time. I received the money on my card, very convenient. The only downside is the high interest rate, but that's a feature of all microloans. Overall, the company is reliable, I recommend it!
Agata Zharova
Agata Zharova
Guest
Belka Credit
Anyway, I decided to take out a loan with Belka Credit. The first time I borrowed 10 thousand for 30 days. The interest rate is normal, slightly lower than in other MFIs. I submitted the application online, everything was fast and hassle-free. The repayment terms are flexible, there is even an option to extend if you suddenly don't have time to pay back on time. The money came to the card quickly. The service is up to par, the managers explained everything in detail. The only thing I didn't like was that the requirements for borrowers are quite strict. But overall, I recommend it, a reliable firm.
Anton Ivashov
Anton Ivashov
Guest
Belka Credit
I recently took out a loan with Belka Credit, my impressions are positive. I needed money for car repairs, submitted an application online, very convenient. The loan amount was 20 thousand, the repayment schedule is clear, without any catches. Special thanks for customer service, they explained everything in detail. There is an option to extend the loan just in case. The only minus is the high interest, but that's a feature of microloans. Overall, this is not my first time using them, I advise everyone.
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