Tsentrofinans
About the loan
"Centrofinans" is one of the largest microfinance organizations in Russia. It has been operating since 2009, and during this time the company has proven its reliability to borrowers. Here, clients can get up to 30,000 RUB for a term of up to 35 days.
Terms
Borrowers who apply to Centrofinans MFI for the first time can receive an interest-free loan. To do this, they need to submit an application for an amount from 2,000 to 10,000 RUB for a term of 12 to 21 days. It is worth noting that the 0% rate is valid only for the first 11 days from the date of signing the agreement. After that, the overpayment established by the tariff applies.
Starting from the second application, clients can take out a microloan ranging from 1,000 to 30,000 RUB for a term of 1 to 35 days. The maximum interest rate here does not exceed the statutory 0.8% per day.
Early repayment of the loan is available at the Centrofinans microfinance organization. To use this service, you need to pay off the microloan amount including accrued interest.
Microloan extension is also available at the MFI. To extend the loan, you need to pay the amount of interest accrued for all days the money was used.
In case of a missed payment and failure to extend the microloan, the Centrofinans microfinance organization will charge a penalty in the amount of 20% per annum of the debt amount.
Phone: 8 (800) 700-37-67
Email: info@centrofinans.ru
Website: https://centrofinans.ru/
Borrowers who meet the following requirements can get a microloan from Centrofinans MFI:
- are citizens of the Russian Federation;
- have registration in the region where the microfinance organization operates;
- aged from 21 to 78 years;
- have a continuous employment record at their last job of at least 3 months.
To get a microloan, it is enough to provide only a passport of a citizen of the Russian Federation.
Currently, a loan can only be obtained in cash at a microfinance organization branch.
You can repay the debt to the microfinance organization in two ways:
- in your personal account using MIR, Visa, or MasterCard bank cards;
- via bank account details;
- in cash at a microfinance organization branch;
- by transfer via SberBank Online;
- cash via the Zolotaya Korona money transfer system.
How to apply
You can apply for a loan at a microfinance organization's branch or on the official MFO website. To apply for a microloan online, you need to:
- go to the microfinance organization's website;
- specify the desired loan amount and term;
- indicate last name, first name, and patronymic, phone number, and email address;
- enter the confirmation code from the SMS message;
- provide date and place of birth, gender, passport details, registration address, and actual residential address;
- provide SNILS or INN details, employment information, and contact details of a third party;
- indicate the desired loan amount and term.
Rates
via bank account details;
in cash at a microfinance organization branch;
by transfer via SberBank Online;
in cash via the Zolotaya Korona money transfer system
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