Tsentrofinans

Tsentrofinans
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Microloan amount
Microloan amount
500000 ₽
Rate, %
Rate, %
From 0.23 %
Age
Age
From 18 years
Credit history
Credit history
Any
Microloan term
Microloan term
up to 1,800 days
Decision
Decision
From 15 min
Tsentrofinans
Apply now
Updated: 01.11.2024

About the loan

"Centrofinans" is one of the largest microfinance organizations in Russia. It has been operating since 2009, and during this time the company has proven its reliability to borrowers. Here, clients can get up to 30,000 RUB for a term of up to 35 days.

Terms

Borrowers who apply to Centrofinans MFI for the first time can receive an interest-free loan. To do this, they need to submit an application for an amount from 2,000 to 10,000 RUB for a term of 12 to 21 days. It is worth noting that the 0% rate is valid only for the first 11 days from the date of signing the agreement. After that, the overpayment established by the tariff applies. 

Starting from the second application, clients can take out a microloan ranging from 1,000 to 30,000 RUB for a term of 1 to 35 days. The maximum interest rate here does not exceed the statutory 0.8% per day.

Early repayment of the loan is available at the Centrofinans microfinance organization. To use this service, you need to pay off the microloan amount including accrued interest.

Microloan extension is also available at the MFI. To extend the loan, you need to pay the amount of interest accrued for all days the money was used.

In case of a missed payment and failure to extend the microloan, the Centrofinans microfinance organization will charge a penalty in the amount of 20% per annum of the debt amount.

Phone: 8 (800) 700-37-67

Email: info@centrofinans.ru

Website: https://centrofinans.ru/

Borrowers who meet the following requirements can get a microloan from Centrofinans MFI:

  • are citizens of the Russian Federation;
  • have registration in the region where the microfinance organization operates;
  • aged from 21 to 78 years;
  • have a continuous employment record at their last job of at least 3 months.

To get a microloan, it is enough to provide only a passport of a citizen of the Russian Federation.

Currently, a loan can only be obtained in cash at a microfinance organization branch.

You can repay the debt to the microfinance organization in two ways:

  • in your personal account using MIR, Visa, or MasterCard bank cards;
  • via bank account details;
  • in cash at a microfinance organization branch;
  • by transfer via SberBank Online;
  • cash via the Zolotaya Korona money transfer system.

How to apply

You can apply for a loan at a microfinance organization's branch or on the official MFO website. To apply for a microloan online, you need to:

  • go to the microfinance organization's website;
  • specify the desired loan amount and term;
  • indicate last name, first name, and patronymic, phone number, and email address;
  • enter the confirmation code from the SMS message;
  • provide date and place of birth, gender, passport details, registration address, and actual residential address;
  • provide SNILS or INN details, employment information, and contact details of a third party;
  • indicate the desired loan amount and term.

Rates

Amount
From 1,000 to 50,000 RUB
Term
From 1 to 1800 days
Interest rate
From 0% to 0.8% per day
First loan
From 2,000 to 10,000 RUB for a term of 12 to 21 days at 0%
Penalty for missed payment
20% per annum for each day of delay
Application
Online or at the microfinance organization's office
Disbursement
To MIR, Visa, or MasterCard bank card
Repayment
In your personal account using MIR, Visa, or MasterCard bank cards;
via bank account details;
in cash at a microfinance organization branch;
by transfer via SberBank Online;
in cash via the Zolotaya Korona money transfer system
Borrower's age
From 18 years
Income verification
Not required
Collateral
Not required
Credit history
Any

Calculator

Credit card calculator
Credit limit
Term / month
Rate
Loan amount
8 000 000
Overpayment
1 000 000
Total payment amount
9 000 000
Loan maturity
15.05.2022
Monthly payments
500 000

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Customer reviews

Leave a review
Lyubov Karpova
Lyubov Karpova
Guest
Tsentrofinans
Hello everyone! I took out a loan here, everything was really fast and without unnecessary questions. The money arrived on the card immediately, without any hassle. Thank you so much, you saved me!
DreamWeaver
DreamWeaver
Guest
Tsentrofinans
They approved the loan very quickly, I didn't even expect it! Everything is clear, minimum documents. I will apply again. Thank you!
Zlata Belomestnykh
Zlata Belomestnykh
Guest
Tsentrofinans
I took out a loan with this company. I unexpectedly needed money and banks turned me down. I decided to try it. I submitted an application online. I took my first loan for 5000, although they offered more. The interest rate is higher than at a bank, but at least the money was approved quickly. I liked the service, everything was explained, the terms are transparent, without any hidden fees. You can choose a repayment schedule that suits you, which is very convenient. The rate is high, of course, but if you take it for a short term, it's fine. The main thing is to pay it back on time, otherwise a lot of interest accumulates. But if something happens and you can't pay it back on time, they offer a rollover. In general, it's a reliable firm, if you suddenly need money, you can turn to them. But it's better, of course, not to get used to such loans, otherwise, like a credit card, it drags you down.
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