Lunazaim

Borrowers who apply to the MFO "Lunazaim" for the first time can get from 2,000 to 30,000 RUB for a term of 7 to 21 days at 0% per annum. For returning borrowers of the microfinance organization, from 2,000 to 30,000 RUB is also available for a term of 7 to 21 days, but with an overpayment of 0.8% per day or 292% per annum.

The microfinance company provides the option of early repayment of the microloan. To close the loan before the established term, you need to pay the principal debt and interest calculated for the actual time the money was used. You can clarify the amount required for early repayment of the microloan in your personal account or by calling the hotline at 8 (800) 505-44-00.

In addition, loan extension is available in the microfinance organization. To extend the microloan, you must pay the interest accrued for the actual period of using the funds. You can check the amount required to extend the loan in your personal account or by calling the hotline at 8 (800) 505-44-00.

In case of failure to repay the microloan on time, the microfinance organization "Lunazaim" charges a penalty of 0.1% for each day of delay, but not more than 20% per annum. Thus, for example, if a borrower received 10,000 RUB but did not repay the loan on time, their penalty will be 5.48 RUB for each day of non-payment plus accrued interest.

Borrowers who meet the following requirements can get a loan from the microfinance company "Lunazaim":

• are citizens of the Russian Federation;
• have permanent registration within the territory of Russia;
• aged between 18 and 65;
• are fully legally capable at the time of applying for the loan.

To submit a microloan application, you will only need a passport of a citizen of the Russian Federation. In addition, you will need a personalized debit or credit card from any bank and a device with Internet access.

You can receive a microloan using one of the following methods:

• to a MIR, Visa, or MasterCard bank card;
• to a bank account using bank details;
• to a YooMoney electronic wallet;

You can repay the microloan using one of the methods listed below:

• via a Mir, Visa, or Mastercard bank card — enter your card details in your personal account, and the required amount will be debited on the payment date;
• via bank account details: in your internet bank or mobile app, you will need to enter the MFI's details, the contract number, and the payment amount;
• at "Eleksnet" terminals — you will need to select the MFO in the menu, indicate the contract number and payment amount.

Bank: PJSC "Sberbank of Russia"

Recipient: LLC MCC "SF"

Tax ID (INN): 7704493556

BIC: not used

KPP: 420501001

Current account: 40701810326000000153

Correspondent account: not used

OGRN: 1197746381876