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About the loan
"SovaZaem" is a relatively new microfinance organization. The company operates under the already well-known MCC "Vsegdazaem". Here, borrowers can get both a short-term loan of up to 30,000 RUB and a long-term loan of up to 50,000 RUB.
Terms
There are five tariff plans at the MFO "SovaZaem":
- "Nol S" — from 500 RUB to 10,000 RUB for a term of 3 to 30 days;
- "Pusk S" — also from 500 RUB to 10,000 RUB for a term of 3 to 30 days;
- "Long S" — from 10,000 to 30,000 RUB for a term of 12 to 24 weeks;
- "Fast S" — from 31,000 to 100,000 RUB for a term of 6 to 12 months;
- "Flash S" — from 105,000 to 500,000 RUB for a term of 15 to 24 months.
The "Nol S" tariff plan is intended for new borrowers — under it, the overpayment is 0% per day, provided the loan is repaid on time. Under other tariffs, the interest rate does not exceed 0.8% per day or 292% per annum.
Early repayment of a microloan is possible at the MFO "SovaZaem". To close a loan ahead of the schedule established by the loan agreement, you must pay the principal amount and interest accrued for the actual days of using the money.
Microloan extension is not provided by the microfinance organization.
In the event of overdue debt, the microfinance organization charges a penalty of 20% per annum of the debt amount. That is, if a borrower took out 30,000 RUB for 7 days and failed to repay the loan on time, their penalty will be 16.44 RUB per day plus accrued interest.
Borrowers who meet the following requirements can get a loan at the MFO "SovaZaem":
- are citizens of the Russian Federation;
- have permanent or temporary registration within the territory of Russia;
- aged 18 to 80.
To apply for a microloan, you will need a passport of a citizen of the Russian Federation, as well as an INN or SNILS.
To date, a microloan can only be received on a Mir, Visa, or MasterCard bank card.
You can also repay the microloan using a MIR, Visa, or MasterCard bank card, or via bank account details.
LLC MCC "VSEGDAZAEM"
INN 6453163773
OGRN 1206400010717
KPP 645301001
Current account no. 40701810405260000007
BIC 042282881 PRIVOLZHSKY BRANCH OF PJSC BANK "FC OTRKITIE"
How to apply
You can apply for a loan only online — on the official website of the microfinance organization. To do this, you need to:
- go to the microfinance organization's website;
- specify the desired loan amount and term;
- click the "Get Money" button;
- indicate last name, first name, and patronymic, phone number, and email address;
- check the required boxes and click the "Submit application" button;
- enter the confirmation code from the SMS message;
- click the "Confirm number" button;
- provide passport details, registration address and actual place of residence address, SNILS, and INN;
- click the "Continue" button;
- specify a promo code and additional information;
- click the "Continuue" button.
Next, the borrower will need to undergo identity verification and provide bank card details.
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