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Articles on loans
About the loan
"Svoi Lyudi" is a relatively new microfinance organization. It has been operating in the micro-lending market since 2022, but even in such a short time, the company has managed to prove its reliability to clients. In this microfinance organization, borrowers can only get a short-term loan — up to 30,000 RUB for a term of up to 30 days.
Terms
The microfinance organization "Svoi Lyudi" applies the same terms for both new and returning borrowers. Here, they can take out a loan ranging from 3,000 to 30,000 RUB for a term of 5 to 30 days. The interest rate here is at the maximum allowable level of 0.8% per day.
Borrowers who meet the following requirements can apply for a loan at the microfinance organization:
- are citizens of the Russian Federation;
- aged 18 to 65.
To get a microloan, you will only need to provide a passport of a citizen of the Russian Federation. However, the microfinance organization may request documents confirming income and employment.
A microloan can only be received on a bank card from the MIR, Visa, or MasterCard payment systems.
You can repay the microloan in the following ways:
- using a MIR, Visa, or MasterCard bank card in your account;
- via a bank account wire transfer.
How to apply
You can apply for a microloan only online — on the official website of the microfinance company. To do this, you need to:
- go to the microfinance organization's website;
- indicate the desired amount and term;
- indicate last name, first name, and patronymic, phone number, and email address;
- enter the confirmation code from the SMS message;
- provide date and place of birth, gender, passport details, registration address, and actual residential address;
- provide SNILS or INN details, employment information, and contact details of a third party;
- specify the desired amount and term.
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