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About the loan
The microfinance organization "VD Platinum" specializes in lending to citizens living in Crimea. Here borrowers can get long-term loans of up to 500,000 RUB for a term of up to 36 months at a relatively low interest rate.
Terms
In the MFO "VD Platinum", borrowers can take out a long-term loan from 20,000 to 500,000 RUB for a term of 2 to 36 months. The interest rate here ranges from 51% to 79% per annum.
Early repayment of microloans is available at the microfinance organization. To close a loan before the date established by the schedule, you need to pay the principal debt and interest accrued for the actual time the money was used. You can check the amount required for early repayment of the microloan in your personal account or by calling the hotline at 8 (800) 333-08-38.
In addition, microloan prolongation is available at the microfinance organization. To extend the loan, it is necessary to pay the interest accrued for the actual time the money was used. You can check how much funds are required for microloan prolongation in your personal account or by calling the hotline at 8 (800) 333-08-38.
In case of untimely payment of the microloan, the creditor charges a penalty of 20% per annum for each day of delay. For example, if a borrower received 22,000 RUB but did not pay off the debt on time, their penalty will be 12.05 RUB for each day of non-payment plus accrued interest.
Borrowers who meet the following requirements can get a loan from the MFO "VD Platinum":
- are citizens of the Russian Federation;
- have permanent registration within the territory of Russia;
- aged 18 to 75 years old;
- are fully legally capable at the time of applying for the loan.
To apply for a microloan, you will need a Russian Federation citizen passport, SNILS, and INN. In addition, you will need a debit or credit card of any bank with a positive balance and a device with Internet access.
You can receive a microloan using one of the following methods:
- to a MIR, Visa, or MasterCard bank card;
- in cash at the microfinance organization's branches.
You can repay the microloan using one of the methods listed below:
- via a Mir, Visa, or Mastercard bank card — enter your card details in your personal account, and the required amount will be debited on the payment date;
- via bank account details — in internet banking or the mobile app, you will need to specify the IFC's details, agreement number, and payment amount.
Bank: RNCB Bank
Beneficiary: Vyruchay-Dengi MCC LLC
Tax status: 3255517143
BIC: 043510607
KPP: 325701001
Current account: 40701810541300000003
Correspondent account: 30101810335100000607
OGRN: 1113256019469
OKPO: 30324645
How to apply
You can apply for a microloan in two ways: at a "VD Platinum" office and on the microfinance organization's website. To apply online, you need to:
- on the main page of the website, specify the desired loan amount and term, phone number, e-mail address, and whether you live in Crimea;
- check the box and click the "Get loan" button;
- provide full name, SNILS, date of birth, mobile phone number, email address, and gender;
- check the required boxes and click the "Next" button;
- provide your passport details, registration address, and actual residential address;
- click the “Next” button;
- provide employment details, income, marital status, and a contact number.
After filling out the application form, you will need to undergo identity verification and specify how you wish to receive the loan.
Rates
to a bank account by requisites
by bank account details
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