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Articles on loans
About the loan
The microcredit organization "Cashpoint" issues short-term and long-term microloans to individuals. Today it is one of the largest companies. Its branches operate in many regions of Russia, and the number of microloans issued exceeds 53 thousand.
Terms
Early repayment of the microloan is available in this microfinance organization. To close the loan ahead of schedule, you need to pay the principal debt as well as the interest accrued for the actual period of using the borrowed funds.
If the microloan is long-term, early repayment will most likely require notifying the lender of your intentions in advance.
Microloan extension is also available from the microfinance company. To use the extension service, you simply need to pay the interest accrued for the actual days the funds were used. The principal debt will be carried over to a new term.
If the borrower defaults, the microfinance organization charges a penalty. Its amount depends on the individual terms of the agreement. However, the fine does not exceed 20% per annum.
The Cashpoint microfinance organization imposes the following requirements on its borrowers:
- Russian citizenship;
- permanent registration within the territory of the Russian Federation;
- permanent registration and a permanent place of work in the region where the MFO branches are located;
- age 21 and older.
Regarding documents, to obtain borrowed funds, you will need to provide a passport of a citizen of the Russian Federation and a retirement certificate if the credit application is submitted by a retiree or person with a disability.
Microloans can be obtained here in two ways: by transfer to a MIR, Visa, or MasterCard bank card, or in cash at a branch of the microfinance organization.
The debt to the lender can be repaid in two ways:
- via a Mir, Visa, or Mastercard bank card — enter your card details in your personal account, and the required amount will be debited on the payment date;
- in cash at the microfinance organization's branches — you will need to provide the contract number.
Recipient: LLC MKK "TRUST ALLIANCE"
Tax ID: 7714342034
KPP: 772501001
OGRN: 1157746495389
OKPO: 45390168
How to apply
You can apply for a microloan in three ways: at a branch of the microfinance organization, by calling the hotline, or online on the MFO website. To arrange a microloan from home, you need to do the following:
- on the main page of the microfinance organization, indicate the required loan amount and term, mobile phone number, last name, first name, and patronymic, date of birth, actual residential address, and email address, and click the "Next" button;
- enter the confirmation code from the SMS message and click the "Verify" button;
- enter your passport details and click the "Get Money" button.
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