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Cashpoint

LLC MCC "TRUST ALLIANCE"
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Microloan amount
Microloan amount
60000 ₽
Rate, %
Rate, %
From 0.55 %
Age
Age
From 21 years
Credit history
Credit history
Any
Microloan term
Microloan term
up to 270 days
Decision
Decision
5 min
Cashpoint
Apply now
Updated: 29.10.2026

About the loan

The microcredit organization "Cashpoint" issues short-term and long-term microloans to individuals. Today it is one of the largest companies. Its branches operate in many regions of Russia, and the number of microloans issued exceeds 53 thousand.

Terms

Early repayment of the microloan is available in this microfinance organization. To close the loan ahead of schedule, you need to pay the principal debt as well as the interest accrued for the actual period of using the borrowed funds.

If the microloan is long-term, early repayment will most likely require notifying the lender of your intentions in advance.

Microloan extension is also available from the microfinance company. To use the extension service, you simply need to pay the interest accrued for the actual days the funds were used. The principal debt will be carried over to a new term.

If the borrower defaults, the microfinance organization charges a penalty. Its amount depends on the individual terms of the agreement. However, the fine does not exceed 20% per annum.

The Cashpoint microfinance organization imposes the following requirements on its borrowers:

  • Russian citizenship;
  • permanent registration within the territory of the Russian Federation;
  • permanent registration and a permanent place of work in the region where the MFO branches are located;
  • age 21 and older.

Regarding documents, to obtain borrowed funds, you will need to provide a passport of a citizen of the Russian Federation and a retirement certificate if the credit application is submitted by a retiree or person with a disability.

Microloans can be obtained here in two ways: by transfer to a MIR, Visa, or MasterCard bank card, or in cash at a branch of the microfinance organization.

The debt to the lender can be repaid in two ways:

  • via a Mir, Visa, or Mastercard bank card — enter your card details in your personal account, and the required amount will be debited on the payment date;
  • in cash at the microfinance organization's branches — you will need to provide the contract number.

Recipient: LLC MKK "TRUST ALLIANCE"

Tax ID: 7714342034

KPP: 772501001

OGRN: 1157746495389

OKPO: 45390168

How to apply

You can apply for a microloan in three ways: at a branch of the microfinance organization, by calling the hotline, or online on the MFO website. To arrange a microloan from home, you need to do the following:

  • on the main page of the microfinance organization, indicate the required loan amount and term, mobile phone number, last name, first name, and patronymic, date of birth, actual residential address, and email address, and click the "Next" button;
  • enter the confirmation code from the SMS message and click the "Verify" button;
  • enter your passport details and click the "Get Money" button.

Rates

Amount
From 1 to 60,000 RUB
Term
From 1 day to 9 months
Interest rate
The minimum interest rate is 0.055% per day, and the maximum is 0.8% per day
First loan
No promotions
Penalty for missed payment
20% per annum
Application
At a branch of the microfinance organization, by hotline phone, or online
Disbursement
To a MIR, Visa, or MasterCard bank card or in cash at an MFO branch
Repayment
From a MIR, Visa, or MasterCard bank card; in cash at MFO branches
Borrower's age
From 21 years
Income verification
Not required
Collateral
Not required
Credit history
Any

Calculator

Credit card calculator
Credit limit
Term / month
Rate
Loan amount
8 000 000 ₽
Overpayment
1 000 000 ₽
Total payment amount
9 000 000 ₽
Loan maturity
15.05.2022
Monthly payments
500 000 ₽

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Customer reviews

Leave a review
Сергей П.
Сергей П.
Guest
LLC MCC "TRUST ALLIANCE"
Оформление по «Кэшпоинт» заняло меньше времени, чем ожидалось: заявку рассмотрели быстро, деньги пришли в тот же день. Из минусов — итоговую переплату сразу не видно, пришлось считать. Еще стоит заранее уточнить про досрочное погашение. Для срочной ситуации вариант рабочий, но без запаса по бюджету брать не советую.
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