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Articles on loans
About the loan
The microfinance organization "Rubl Plus" has been operating on the market for quite a long time — since 2016. During this time, it has established itself as a reliable lender. Today, this MFO offers both short-term and long-term microloans. The company also issues microloans secured by collateral or with a guarantor.
Terms
In this MFO, as everywhere, early repayment of a microloan is available. To close a loan ahead of schedule, you need to pay the principal debt and interest accrued for the actual days of using the money.
Loan extension (prorogation) is not available in this microcredit company.
In case of payment delinquency, the microfinance organization charges a penalty. Its amount is 20% per annum. For example, if a borrower took out 6000 RUB and failed to return the amount on time, they will need to pay 3.28 RUB for each day of delay plus accrued interest.
Borrowers who meet the following requirements can get a microloan from the microfinance organization "Rubl Plus":
- Russian citizenship;
- with permanent registration in the Republic of Sakha (Yakutia);
- aged from 21 to 70 years old;
- with a permanent source of income.
To get a short-term microloan of up to 50,000 RUB, only a Russian Federation citizen passport and SNILS are required. Approval for 50,000 to 300,000 RUB also requires documents confirming income and employment for the past six months. To apply for a larger amount exceeding 300,000 RUB, a guarantor or collateral is also required.
Today, a microloan can only be received onto a Mir, Visa, or MasterCard bank card, or in cash at a microfinance organization branch.
You can repay the debt to the lender in the following ways:
- via bank account details: in your internet bank or mobile app, you will need to enter the MFI's details, the contract number, and the payment amount;
- in cash at the microfinance organization's branches — you will need to provide the contract number.
Recipient: AEB Partner MFC LLC
Tax Status: 1435308226
KPP: 143501001
OGRN: 1161447056682
How to apply
You can apply for a microloan only online, on the official website of the Rubl Plyus MFO. To do this, you need to do the following:
- on the microfinance organization's home page, specify the desired loan amount and term and click the "Apply" button;
- enter your mobile phone number and click the "Register" button;
- enter your full name, date of birth, mobile phone number, gender, and how you learned about the MFO, then click the "Next" button;
- enter your passport details and INN, and click the "Next" button;
- review and sign the documents using the code from the SMS message, and click the "Next" button;
- click the "Log in to personal account" button;
- select the payout method and click the "Get money" button;
- enter your registration address and actual place of residence address, and click the "Next" button;
- enter the desired loan amount and term, and click the "Next" button.
Finally, you will need to enter your bank card details or specify the address of the MFO branch to receive cash.
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