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Articles on loans
About the loan
Review of applying for and receiving a loan from the MFO "Zaimon" (ZAIMON)
The ZAIMON loan service is not a separate organization as such, and issues funds under the auspices of its partner – MFO P.S. In essence, MFO "Zaimon" has an affiliated structure and depends on the company P.S. A loan from "Zaimon" is arranged only by phone. After that, you will be offered to visit one of the microfinance company's offices, where you will receive kosher loans from "Zaimon".
It is important to remember that both Zaimon and P.S. have the same lending terms, though the organizational structure has distinctive features.
Official name of the company – OOO MFK "Zaim Online" (MFO P.S.), registered address – Moscow, Spiridonovka st., 27/24. Registration in the MFO registry of the Central Bank of the Russian Federation – 2120177001838.
Terms of arranging a loan with "Zaimon"
According to the operator's information, there are three types of loans:
- "Minimum" – maximum amount RUB 10,000.
- "Online loan" – maximum available amount RUB 30,000.
- "Grace-5" maximum possible amount RUB 15 thousand.
It is important to remember that the "Online loan" and "Grace-5" products will be available after you repay the first microloan line, and under the auspices of the MFO P.S. partnership.
Currently, judging by reviews of the Zaimon loan, there are physical locations in the following cities:
- Saint Petersburg
- Volgograd
- Yekaterinburg
- Kazan
- Kaliningrad
- Krasnodar
- Lipetsk
- Nizhny Novgorod
- Novorossiysk
- Novosibirsk
- Omsk
- Perm
- Rostov-on-Don
- Samara
- Saratov
- Yaroslavl
Penalties for non-payment of 2% per day.
A loan can be arranged by submitting an application by phone at 8 800 333 8416, or you need to fill out a simple form on the website.
Terms
According to the company's marketing policy, the recipient of the service may be a Russian citizen who confirms all their actions by providing contact details according to a Russian citizen's passport. Loans may be arranged for borrowers aged 18 to 22.
A simple electronic signature in the form of a digital code will be recognized as the official form of signature for the application and the loan agreement.
You can use our service, which will help you correctly arrange an online loan with "Zaimon".
- Review the offer of the loan selection service and follow the link to the MFO "Zaimon" website.
- Choose a convenient way to submit your application. You can fill in the details in a simple form or call by phone (there is a "Order a loan by phone" button).
- Specify your region of residence and check the list of cities for a physical office of the MFO Zaimon.
- Submit an application and wait for a response from the company's operator.
- Visit the office and choose a convenient method for receiving the approved loan limit.
Note that most often the maximum loan amount at MFO Zaimon is 10 thousand RUB, but you can individually arrange a microloan under two programs for 15 thousand and 30 thousand RUB.
- Borrower age from 21 to 63 years.
- Registration in one of the localities where there is a Zaimon office is required.
- There must be no overdue payments or negative information from the credit bureau on existing loans.
- It is prohibited to apply for persons who have or have had a criminal record in the past.
- You must provide information from a second document – driver's license, SNILS, INN, and others upon request.
- You must have a mobile phone number that receives SMS notifications.
The company is an intermediary of the microfinance organization P.S., so promotions and loyalty programs are not provided. However, there is a good offer for those who have no overdue payments and a bad credit history; such borrowers receive 100% approval. For other categories of borrowers, a microcredit line may also be approved, but in an amount not exceeding 3.5 thousand RUB.
The online loan personal account at Zaimon is linked to your P.S. MFO workspace.
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Answers to questions
How can I find out information about approval?
If you have no overdue payments on loans and borrowings in other organizations, you are 100% guaranteed to receive a kosher loan from Zaimon.
How long does it take for my application to be reviewed?
As a rule, no more than 6 minutes.
How will I find out the decision on application approval?
You will receive SMS information to the specified mobile phone number.
How long does it take for the funds to be credited?
Money will arrive in a Yandex account within 2 minutes.
In the Contact system – within 2 hours.
To a bank card – within 1 minute.
To a bank account – within 1-3 business days
Customer reviews
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