Editorial review: Debit card for military pensioners and combat veterans from Promsvyazbank

Debit card for military retirees and combat veterans from Promsvyazbank is a card product with free maintenance and cashback in points. Below is a breakdown of the parameters specified in the product card on Sravnim24, and what you should pay attention to before applying. This material is for informational purposes and is not an individual recommendation.

Terms and important parameters

All data below is based on the product card; check the bank's website before applying, as terms may be updated.

• Product type: bank card, "Classic" category.
• Maintenance fee: 0 RUB; the product description lists maintenance as free.
• Cashback: up to 20%, awarded in points.
• Interest on balance: 0 (accrual is not provided according to the card data).
• Overdraft: none.
• Application decision: from 5 minutes.
• Card delivery: up to 5 days.
• The product parameters specify an amount of 300,000 RUB for interest-free transactions—check with the bank for which specific transactions and period this value applies.

Full description and current terms are on the product card page.

Who it may suit

By name and positioning, the product is addressed to military pensioners and combat veterans. It is worth considering if:

• free maintenance is important to you—the product card lists the fee as 0 RUB;
• you are ready to receive cashback in points rather than money: the maximum stated rate is up to 20%;
• additional income on the balance is not a key criterion for you—the rate for this parameter is listed as 0;
• you do not need an overdraft: according to the card data, it is not provided.

These are only guidelines regarding product parameters. The bank makes the decision to issue the card, and compliance with the bank's requirements is evaluated individually.

What to check before applying

• Compliance of status with the bank's terms: the product targets military pensioners and combat veterans, so you should clarify the list of supporting documents in advance.
• Current maintenance fee and terms for keeping it free: the card lists free maintenance, but the bank's wording may have changed.
• Rules for awarding and debiting points: how cashback up to 20% is formed, which transactions earn it, and whether there are category limits.
• The 300,000 RUB parameter value: which transactions it applies to and within what limits.
• Timelines: stated decision time from 5 minutes, delivery up to 5 days; actual time depends on the bank and delivery method.
• No overdraft