Sberbank debit Children's card
Articles about debit cards
About the card
The "SberCard Children's" is a great card that will teach a child to be financially independent and literate. Among the profitable advantages for children, we can highlight:
- The ability to choose one of six bright, unique designs.
- Access to the convenient SberKids mobile application. With its help, the child will be able to track how much money is left in their account, receive useful information from the bank, complete tasks, and earn rewards for this.
- A piggy bank with a yield of 11% per annum. With its help, the child will be able to save money for any goal. Whether it's a toy or going to a concert.
- Cashback on purchases. For any purchases, the bank awards from 1 to 10% in rewards. Later they can be spent in the bank's services.
The SberCard Children's is also a great option for parents. By issuing such a card for your child, you can track the transaction history and set limits on cash withdrawals and purchases in your SberBank Online application. You can also instantly top up the card if necessary by transferring funds from your own bank account.
Overall, this is a very convenient children's card with free maintenance, free notifications about deposits and write-offs, as well as notifications with confirmation codes, no commission for top-ups, cash withdrawals and transfers, cashback up to 10% of the purchase price, and the ability to open a Piggy Bank with a yield of 11% per annum.
Terms
The maintenance terms for this card are quite simple and profitable. You can apply for it absolutely free of charge. Also, the bank does not charge a fee for the child's use of the card. There is also no commission for providing notifications with codes to confirm operations and notifications of deposits and write-offs.
You can top up the SberCard Children's for free using the following methods:
- in cash at SberBank and partner ATMs
- via card-to-card transfer;
- by transferring funds from a parent's card in the mobile app or Sberbank Online.
A child can withdraw money for free only at ATMs of the bank and subsidiary credit institutions within daily and monthly limits (as well as limits set by the parent). Cashing out the card at third-party bank terminals will incur a fee of 1%, with a minimum of 150 RUB.
A child can transfer money without commission only via the Faster Payments System within the limits set by the parent.
The children's SberCard offers a quite lucrative bonus program. It is better than the loyalty program of most other banks for similar cards.
Thus, by paying with this debit card, a child can receive:
- 1% cashback on all purchases;
- 1.5% cashback on purchases at supermarkets;
- up to 10% cashback at the bank's partners.
If necessary, the child can open a savings pot in the SberKids mobile app with a yield of 11% per annum. There, they can save money for any goal.
Free benefits:
- issued without the need to meet any conditions.
- serviced without the need to meet any conditions.
- notifications with codes to confirm transactions, as well as notifications about withdrawals and deposits.
- top-up with cash at ATMs of Sber and subsidiary financial institutions, via transfer from a parent's card, and via transfer from another bank's card.
- cash withdrawals at ATMs of Sberbank and subsidiary financial institutions.
- transfers via the Faster Payments System.
- Opportunity to receive up to 10% cashback on purchases.
- Opportunity to open a Savings Pot with an 11% annual yield and save money for any goals.
- Useful information from Sberbank in the SberKids mobile app for children.
- Opportunity to complete tasks and earn a reward for it.
- The ability to choose one of six bright, unique designs.
- Opportunity for the parent to track the child's spending and timely top up the card via a transfer from their own account.
Cons:
- High commission for cash withdrawals and transfers.
- Low yield on the Savings Pot.
How to apply
The children's card is opened as an additional card to the main parent account at Sberbank. Therefore, it can only be issued if the parent already has a Sber debit card. If not, you will need to issue one first.
If the parents already have a Sber debit card, to issue a children's SberCard you need to do the following:
- Scan the QR code on the children's SberCard page with your device's camera.
- Log in to your personal account in the mobile app.
- Select a design and click the "Apply" button.
- Enter the child's date of birth, last name, first name, and patronymic.
- Click the "Continue" button.
- Enter the first and last name.
- Click the "Continue" button.
- Select the office address for delivery.
- Click the "Order" button.
Rates
1.5% cashback on purchases at supermarkets;
up to 10% cashback at the bank's partners
Bank Zenit
Renaissance Bank
LOCO-Bank
T-Bank
Bank Sinara
Credit Europe Bank










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