How to choose a "Tvoi Zaymy" loan

“Tvoi Zaimy” is a product of the microfinance organization LLC MCC “Gillion”, featured in the Sravnim24 catalog. Below are the parameters listed in the product card and what you should pay attention to before submitting an application. Details and current terms are on product page.

Terms and important parameters

Main characteristics of the product according to the card:

• Product type: loan.
• Amount: up to 100 000 RUB.
• Term: up to 365 days.
• Minimum borrower age: from 18 years.
• Credit history: any considered.
• Proof of income: not required.
• Application review time: from 5 minutes.
• Method of receipt: options marked in the product card (zct1, zct2).
• Additionally stated: 0% for the first loan, instant decision.
• Organization: LLC MCC “Gillion”. Website: tvoizaymy.ru. Phone: 8 (800) 700 56 53. E-mail: help@tvoizaymy.ru.

The terms for a specific application are determined by the microfinance organization itself. The parameters in the card are for reference and may be updated.

Who it may suit

It makes sense to consider this product for those who are looking for borrowed funds on the terms stated in the card:

• Borrowers over 18 years old.
• For those whose credit history is of varying quality — the card states consideration with any credit history.
• For those who do not want to prepare proof of income: it is not required according to the product data.
• For those who expect a quick review — a decision from 5 minutes is stated.
• For those taking out their first loan: the card states a 0% offer for the first loan.
• For those who need up to 100,000 RUB for a term of up to 365 days.

Meeting these criteria does not guarantee that the application will be approved; the MFI makes its decision based on its internal policies.

What to check before applying

Before applying, you should cross-check the card details with the current information on the organization's website and in its documents:

• The total cost of the loan and the final repayment amount—these depend on the amount, term, and tariff valid at the time of application.
• The terms of the "0% first loan" promo: what amount and term it applies to, and what restrictions exist.
• The list of documents and identity verification methods.
• Methods for receiving and repaying funds, as well as any potential transfer fees.
• The procedure for loan extension and early repayment.