Klyuch Debit Card from Home Credit Bank

Open the key to a world of financial opportunities. This is how the Klyuch debit card, issued by Home Credit commercial bank, can be generally described. According to the tariff plan, you will not be charged anything for maintenance and issuance; the cost of these services is 0 RUB. Make transfers in internet banking and pay exactly 10 RUB for each transaction. The Klyuch debit card from Home Credit Bank is a true assistant for those who value time and save their money, as well as for those who want to receive cashback of up to 21% from the credit organization's partners.

Information on the Klyuch debit card from Home Credit Bank

This is a classic debit card featuring a minimal set of standard services for debit cards. Nothing extra, just convenient payment schemes, as well as a unique opportunity to get discounts from the bank's partners. According to reviews of the Klyuch debit card from Home Credit Bank, the credit organization does not charge fees for the following operations:

• Receiving any funds at any Home Credit Bank ATM.
• Depositing any amount of funds at the cash desks of the credit institution.
• Depositing funds via the credit institution's ATMs.
• Depositing funds via bank terminals installed in public places.
• Transferring any funds within the operations of a single banking organization.
• Card blocking operation.
• Bank product unblocking operation.
• Issuance of one unpersonalized bank card.
• Issuance of a new PIN code to replace a lost one.
• First reissuance of a bank product at the initiative of the credit institution's client.
• Receiving regular transaction notifications via email.
• Provision of paper reporting documents at the credit institution's offices.
• Connection to online banking.
• Use of options and services of the connected online banking.

In other cases, a fee collection system is provided according to the tariff plan:

1. SMS banking connection – 59 RUB per month.
2. Transfer of funds to another bank if the amount exceeds 600,000 RUB – 10% of the amount. The total amount is included in the aggregate calculation for the last 10 days.
3. Transfer to Mir, Visa, Mastercard cards issued by another issuing bank in the territory of Russia – 1%, but minimum 100 RUB.
4. Using the Visa information service – 0.8%, but minimum 33 RUB; using the Mastercard information service – 25 RUB or 0.8%; using the MIR information service – 0.8%, but not less than 45 RUB.
5. Transfers via information services up to 300,000 RUB – no fee is charged.
6. Transfer via internet banking within Home Credit – 0 RUB, to external banks – 10 RUB per transaction.
7. For cash withdrawals exceeding 600,000 RUB per day or within 1 calendar month – 10% of the amount.

In other cases, using the bank card is completely free. To receive cashback, you need to connect the "Polza" program; you can get discounts of up to 21% from the bank's partners. The full list of partners will be indicated in the personal account of the Home Credit Bank cardholder.