Klyuch debit card from Home Bank
Articles about debit cards
About the card
Klyuch Debit Card from Home Credit Bank
Open the key to a world of financial opportunities. This is how the Klyuch debit card, issued by Home Credit commercial bank, can be generally described. According to the tariff plan, you will not be charged anything for maintenance and issuance; the cost of these services is 0 RUB. Make transfers in internet banking and pay exactly 10 RUB for each transaction. The Klyuch debit card from Home Credit Bank is a true assistant for those who value time and save their money, as well as for those who want to receive cashback of up to 21% from the credit organization's partners.
Information on the Klyuch debit card from Home Credit Bank
This is a classic debit card featuring a minimal set of standard services for debit cards. Nothing extra, just convenient payment schemes, as well as a unique opportunity to get discounts from the bank's partners. According to reviews of the Klyuch debit card from Home Credit Bank, the credit organization does not charge fees for the following operations:
- Receiving any funds at any Home Credit Bank ATM.
- Depositing any amount of funds at the cash desks of the credit institution.
- Depositing funds via the credit institution's ATMs.
- Depositing funds via bank terminals installed in public places.
- Transferring any funds within the operations of a single banking organization.
- Card blocking operation.
- Bank product unblocking operation.
- Issuance of one unpersonalized bank card.
- Issuance of a new PIN code to replace a lost one.
- First reissuance of a bank product at the initiative of the credit institution's client.
- Receiving regular transaction notifications via email.
- Provision of paper reporting documents at the credit institution's offices.
- Connection to online banking.
- Use of options and services of the connected online banking.
In other cases, a fee collection system is provided according to the tariff plan:
- SMS banking connection – 59 RUB per month.
- Transfer of funds to another bank if the amount exceeds 600,000 RUB – 10% of the amount. The total amount is included in the aggregate calculation for the last 10 days.
- Transfer to Mir, Visa, Mastercard cards issued by another issuing bank in the territory of Russia – 1%, but minimum 100 RUB.
- Using the Visa information service – 0.8%, but minimum 33 RUB; using the Mastercard information service – 25 RUB or 0.8%; using the MIR information service – 0.8%, but not less than 45 RUB.
- Transfers via information services up to 300,000 RUB – no fee is charged.
- Transfer via internet banking within Home Credit – 0 RUB, to external banks – 10 RUB per transaction.
- For cash withdrawals exceeding 600,000 RUB per day or within 1 calendar month – 10% of the amount.
In other cases, using the bank card is completely free. To receive cashback, you need to connect the "Polza" program; you can get discounts of up to 21% from the bank's partners. The full list of partners will be indicated in the personal account of the Home Credit Bank cardholder.
Terms
- The card is available from 14 years of age; parental consent and a passport are required.
- For persons aged 18 and older – a passport of a citizen of the Russian Federation.
- Residency in the region where the bank branch is located is required.
Individuals aged 14-18 may visit the bank in person by providing written parental consent. Otherwise, a legal representative must visit the bank.
- Age: from 14 years.
- Citizenship: Russian Federation.
- Registration: permanent or temporary within the Bank's service area.
- For individuals 18 and older: a Russian passport.
- For individuals aged 14 to 18: a Russian passport plus written parental consent.
- Proof of registration in the region where the bank is located.
- A second document of your choice: SNILS, INN, or other.
If parents have not provided consent for the issuance of the debit card, the bank reserves the right to refuse the banking product to the minor.
- Identity document: Russian citizen passport.
- Additional document: SNILS, INN, international passport, military ID, driver's license, or pension certificate.
Our financial services platform offers you the opportunity to apply for the Klyuch debit card from Home Credit Bank. To apply for this banking product, please follow these recommendations:
- Review the offer on our debit card comparison service.
- Follow the link to the official Home Credit Bank website.
- Fill out the application form and provide your registration details.
- If the application is being filled out by a minor, a legal representative must provide consent for data processing.
- Provide a contact phone number.
- Click the "Submit Application" button.
A bank representative will contact you shortly to confirm the delivery method for the banking product—either via courier service or pickup at a bank branch.
The bank card offers great features for easy cash withdrawals and transfers to third-party organizations via internet banking, with a transaction fee of only 10 RUB. For convenient management of the banking product, it is recommended to enable "Remote Service Management" as well as the "Card Activation and PIN Setup" option. Please note that you can enable SMS notifications for card transactions. The cost of this service is 59 RUB per month.
Rates
Calculator
Answers to questions
How is the card delivered?
Every branch offers courier delivery. The first card issuance is delivered by courier. Subsequent issuances or reissuances are handled at the bank branch.
How do I activate the card?
If a courier delivers your card, they will provide an information letter. The banking product is activated via the "PIN Setup" service. You can also activate the card at a bank branch.
How to check your bank account balance?
Internet banking is always free of charge.
Mobile app is always free of charge.
Bank branch is always free of charge.
SMS notifications - 59 RUB per month.
What do I need to change my PIN?
You need to download the "Card Activation and PIN Setup" option on the website or in the mobile app and follow the instructions provided by the service.
Bank Zenit
Renaissance Bank
LOCO-Bank
T-Bank
Bank Sinara
Credit Europe Bank









Customer reviews
Leave a review