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Klyuch debit card from Home Bank

Mastercard
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No-fee cash withdrawals
No-fee cash withdrawals
up to 600,000 RUB
Interest on balance
Interest on balance
up to 0 %
Cost
Cost
0 ₽
Overdraft
Overdraft
No
Cashback
Cashback
up to 20 %
Decision
Decision
From 5 min
Klyuch debit card from Home Bank
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Updated: 14.10.2024

About the card

Дебетовая карта «Ключ» от Хоум Кредит Банка

Откройте ключ в мир финансовых возможностей. Так можно охарактеризовать в целом дебетовую карту «Ключ», которая представлена коммерческим банком Хоум Кредит. Согласно тарифному плану за обслуживание и за выпуск с вас ничего не возьмут, стоимость этих услуг равно 0 рублей. Совершайте переводы в интернет-банке и за каждую операцию оплатите ровно 10 рублей. Дебетовая карта «Ключ» Хоум Кредит Банка, это настоящий помощник для тех, кто ценит время и бережет свои деньги, а также для тех, кто хочет получить кешбэк у партнеров кредитной организации до 21%.

 

Сведения по дебетовой карте Хоум кредит Банка «Ключ»

Это классическая дебетовка, где внедрен минимальный набор стандартных услуг для дебетовых карт. Ничего лишнего, только удобные схемы расчета, а также уникальная возможность получить скидки у партнеров банка. Согласно отзывам дебетовой карты, «Ключ» Хоум Кредит банка, кредитная организация не предусматривает взимание платы за следующие операции:

  • Receiving any funds at any Home Credit Bank ATM.
  • Depositing any amount of funds at the cash desks of the credit institution.
  • Depositing funds via the credit institution's ATMs.
  • Depositing funds via bank terminals installed in public places.
  • Transferring any funds within the operations of a single banking organization.
  • Card blocking operation.
  • Bank product unblocking operation.
  • Issuance of one unpersonalized bank card.
  • Issuance of a new PIN code to replace a lost one.
  • First reissuance of a bank product at the initiative of the credit institution's client.
  • Receiving regular transaction notifications via email.
  • Provision of paper reporting documents at the credit institution's offices.
  • Connection to online banking.
  • Use of options and services of the connected online banking.

В остальных случаях предусмотрена система взимание денежных средств, согласно тарифному плану:

  1. Подключение СМС-информирования – 59 рублей в месяц.
  2. Перевод денежных средств в другой банк, если сумма превышает 600 тысяч рублей – 10% от суммы. Итоговая сумма учитывается в суммарном расчете за 10 последних дней.
  3. Перевод на карты Мир, Виза, Мастеркард, выпущенные другим банком-эмитентом на территории России – 1%, но минимум 100 рублей.
  4. При помощи информационного сервиса Visa – 0,8%, но минимум 33 рубля; при помощи информационного сервиса Мастеркард – 25 рублей или 0,8%; при помощи информационного сервиса МИР – 0,8%, но не менее 45 рублей.
  5. Перевод через информационные сервисы до 300 тысяч рублей – не взимается сбор.
  6. Перевод через интернет банкинга внутри Хоум Кредит – 0 рублей, на сторонние банки – 10 рублей за одну операцию.
  7. За снятие наличных превышающие 600 тысяч рублей в день или в течение 1 календарного месяца – 10% от суммы.

В остальных случаях применение банковской карты абсолютно бесплатное. Для получения кешбека необходимо подключить программу «Польза», у партнеров банкам можно получить скидки до 21%. Полный перечень партнеров будет указан в личном кабинете владельца карточки Хоум кредит Банка.

Terms

  • Карта доступна с 14 лет, необходимо согласие родителей и наличие паспорта.
  • Для лиц с 18 лет – паспорт гражданина РФ.
  • Residency in the region where the bank branch is located is required.

Individuals aged 14-18 may visit the bank in person by providing written parental consent. Otherwise, a legal representative must visit the bank.

  • Age: from 14 years.
  • Citizenship: Russian Federation.
  • Registration: permanent or temporary within the Bank's service area.
  • For individuals 18 and older: a Russian passport.
  • For individuals aged 14 to 18: a Russian passport plus written parental consent.
  • Proof of registration in the region where the bank is located.
  • A second document of your choice: SNILS, INN, or other.

If parents have not provided consent for the issuance of the debit card, the bank reserves the right to refuse the banking product to the minor.

  • Identity document: Russian citizen passport.
  • Additional document: SNILS, INN, international passport, military ID, driver's license, or pension certificate.

Our financial services platform offers you the opportunity to apply for the Klyuch debit card from Home Credit Bank. To apply for this banking product, please follow these recommendations:

  • Review the offer on our debit card comparison service.
  • Follow the link to the official Home Credit Bank website.
  • Fill out the application form and provide your registration details.
  • If the application is being filled out by a minor, a legal representative must provide consent for data processing.
  • Provide a contact phone number.
  • Click the "Submit Application" button.

A bank representative will contact you shortly to confirm the delivery method for the banking product—either via courier service or pickup at a bank branch.

The bank card offers great features for easy cash withdrawals and transfers to third-party organizations via internet banking, with a transaction fee of only 10 RUB. For convenient management of the banking product, it is recommended to enable "Remote Service Management" as well as the "Card Activation and PIN Setup" option. Please note that you can enable SMS notifications for card transactions. The cost of this service is 59 RUB per month.

Rates

Payment instrument
Mastercard
Card type
Unembossed
Card validity period
60 months
Interest rate on the balance of available funds
Not provided
Cash withdrawal (conditions)
Up to 50,000 RUB per day free of charge at own ATMs. At other ATMs, the fee per transaction is 100 RUB.
Money transfers
Any transfer up to 500,000 RUB per day is free of charge. To another bank – 1%, but a minimum of 500 RUB and no more than 2,500 RUB. Internet banking – for bank clients – 0 RUB. To another bank – 10 RUB.
Annual debit card maintenance
0 RUB
Overdraft
Not provided
Delivery scheme
Bank branch. Courier service in cities where the bank operates and only for the first banking product. Starting from the second product – at a bank branch (re-issuance).
Delivery period
Up to 14 calendar days
Loyalty programs
Discounts at partners up to 21% "Polza" program
App
Apple, Android, Windows Phone platforms
Internet bank
Yes, free of charge
Age
From 14 years
Cardholder registration
Preferably within the region where the Bank is located
3D Secure
Available
Contactless form
PayWave
Currency
Rubles only
SMS notifications
59 RUB
Overdraft penalties
No

Calculator

Credit card calculator
Credit limit
Term / month
Rate
Loan amount
8 000 000
Overpayment
1 000 000
Total payment amount
9 000 000
Loan maturity
15.05.2022
Monthly payments
500 000

Answers to questions

How is the card delivered?

Every branch offers courier delivery. The first card issuance is delivered by courier. Subsequent issuances or reissuances are handled at the bank branch.

How do I activate the card?

If a courier delivers your card, they will provide an information letter. The banking product is activated via the "PIN Setup" service. You can also activate the card at a bank branch.

How to check your bank account balance?

Internet banking is always free of charge.
Mobile app is always free of charge.
Bank branch is always free of charge.
SMS notifications - 59 RUB per month.

What do I need to change my PIN?

You need to download the "Card Activation and PIN Setup" option on the website or in the mobile app and follow the instructions provided by the service.

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