Aeroflot Gold debit card from Sberbank
Articles about debit cards
About the card
Online application for Sberbank's Aeroflot Gold debit card for purchasing services
A debit card is a great alternative to cash. It allows you to make various payments and purchases. Debit card holders also receive bonuses and can participate in various promotions. Sberbank's Aeroflot Gold card takes up minimal space in your wallet, and you can store huge amounts of money on it.
For every purchase made with the Sberbank Aeroflot Gold debit card, earn guaranteed miles. By accumulating bonuses, you can later exchange them to purchase airline tickets with discounts of up to 100%. Accumulated miles can be spent on Aeroflot airline tickets both for flights within Russia and abroad. For every 60 RUB spent on purchases according to the bonus terms of the Sberbank Aeroflot Gold debit card, you are guaranteed to receive 1.5 miles. In addition, the card features the "Spasibo" loyalty program, where you can earn up to 0.5% in bonuses from Sberbank and up to 20% from bank partners.
About the Sberbank Aeroflot Bonus Program — Gold Debit Card
The more you spend using miles on the Sberbank Aeroflot gold debit card, the more profitable the banking product's maintenance will be for you. For example, if you spend 200,000 RUB every month, you will receive 60,000 miles per year, plus an additional gift of 1,000 miles when opening the card.
Standard bonus terms for the gold debit card include:
- Annual card maintenance – no more than 3,500 RUB.
- When buying goods, get an additional 1.5 miles to your bonus account for every 60 RUB.
- You can withdraw 300,000 RUB daily without commission, both at ATMs and bank cash desks.
- Purchases are paid for with a single tap, as the card supports Pay technology.
- When opening the card, you receive a guaranteed 1,000 welcome miles.
In addition, cardholders can participate in the "Spasibo from Sberbank" program, where they are guaranteed to receive bonuses from the credit institution in the amount of 0.5% and up to 20-30% from bank partners, while earning status tiers.
A second card opened under the tariff plan incurs a fee of 3,000 RUB.
The card can be opened in Russian national currency, US dollars, and euros.
Main terms for cash withdrawals at Sberbank
| Withdrawal up to 300,000 RUB per day | Withdrawal over 300,000 RUB per day | |
| At bank ATMs | No commission | Not provided |
| At a Sberbank branch (cash desk) | No commission | 0.5% of the amount exceeding the 300,000 RUB mark |
| At third-party ATMs | 1%, but not less than 100 RUB | Not provided |
| At cash desks of other banks | 1%, but not less than 150 RUB | Not provided |
| Attention! Sberbank has a withdrawal limit of no more than 3.0 million rubles per calendar month | ||
Cardholders are allowed to transfer up to 1 million rubles to a close relative.
Terms
- Minimum applicant age is 18 years.
- Must have registration in the region where the bank is located.
- You must independently choose the office closest to you.
If you need to receive a card on behalf of another person, you must provide a notarized power of attorney to the bank.
- Age: 18 years and older.
- Citizenship: Russian Federation.
- Registration: permanent or temporary within the Bank's service area.
- Mobile phone: required.
To issue a card at Sberbank, you need to provide a small package of documents.
- Passport for citizens of the Russian Federation.
This is not a mandatory requirement. Instead of a passport, the bank accepts other documents: a valid military ID or service record. Expired documents are not considered.
If you are a citizen of another country, in addition to a passport or other identity document (such as a refugee certificate), you will need a migration card and a document confirming the right to stay in the Russian Federation.
Citizens of Ukraine, Kazakhstan, and Belarus with a residence permit in Russia do not need a migration card.
- Registration stamp in the region of the office location.
- Mobile phone number.
After receiving the card, you must register for the "SberSpasibo" service to receive additional bonuses from Sberbank.
- Identity document: Russian citizen passport.
- Additional document: SNILS, INN, international passport, military ID, or driver's license.
Applying for the Golden Debit Card is a simple procedure that does not take much time. It consists of several stages.
- Reviewing the offer on our financial services comparison platform.
- Following the link to the official Sberbank website.
- Filling out the application form.
- Choosing the card currency.
- Entering passport data, including SNILS and INN. Do not forget to provide your mobile phone number and email address.
- Choosing the office or credit institution branch closest to you.
- Submitting the application for review.
- Upon a positive response, picking up the card.
The debit card is produced within 14 days. Please note that the application must indicate the credit institution branch closest to you. Courier delivery or delivery via Russian Post is not provided by the bank.
Analyzing reviews of the debit card, it can be noted that the bank offers the most interesting and attractive loyalty programs for those who choose air transport for travel. When issuing the card, after activation (after the first transaction), you receive a welcome bonus of 1,000 miles. Subsequently, when making purchases, for every 60 rubles spent, the bank awards you 1.5 miles. Transaction miles and bonuses for the Sberbank Aeroflot Golden debit card are credited monthly.
- Card reissuance upon expiration is free of charge.
- If you lose control of your PIN code, you must contact the bank to restore the password for free, or order a reissuance of the banking product.
- Checking the last 10 operations at a bank terminal will cost 15 rubles.
- Balance inquiry at third-party ATMs – 15 rubles per transaction.
- SMS notification service, including the full package – 0 rubles.
- Possibility of receiving a card for another person. To do this, you only need to issue a power of attorney at a notary. If the card was ordered through the website, it will not be issued to your representative via a power of attorney.
Individual card design service is not provided.
Payment by phone is allowed; you need to download the appropriate Pay application. The banking product can be used outside of Russia without restrictions. Three currencies can be linked to the card account – ruble, euro, and dollar.
Cardholders can use SberBank Online to perform various operations.
- You don't need to dial the operator's number to find payment details. In Sberbank Online, this can be done in 5 minutes.
- Card activation is possible even without the plastic card. If you have ordered a card and want to use it before picking up the physical card at a branch, find the "Activate card" button and click it. Then follow the instructions that appear on your smartphone or other device screen.
Please note! If the button is unclickable, update the app or contact customer support.
- You can make transfers between your own accounts, send money to clients of Sberbank or other financial institutions. International transfers are also available. Using a bank teller's services is advisable if you have cash on hand and the transfer amount exceeds 1 million RUB. In other cases, Sberbank Online is the best option.
- Cardholders can pay utility bills and top up accounts. Block and unblock the card. Change the card PIN code in just 1 minute and order an early reissuance of a debit card.
To enjoy all the benefits of Sberbank Online, download the app.
Gold cardholders can order the issuance of additional cards in the name of another individual, which will be linked to the primary account holder. The issuance of such a card is carried out upon application by the Gold cardholder, and all expenses made with it are charged to the primary account.
Annual maintenance of the additional card will cost the primary account holder 3,000 RUB.
Sberbank offers several ways to top up your card. If you have cash on hand, contact any bank branch. You can also top up your account at an ATM. After inserting the card, enter your PIN and find the "Deposit cash" function in the main menu. Then follow the prompts.
Another way to top up your account is through your Sberbank Online personal account, using the app, or via SMS. Send the text "PEREVOD 1234 4321 5000" to 900. Here, the first figures should indicate the last digits of the card from which money will be withdrawn. The next 4 digits are the last digits of your card. 5000 is the transfer amount in the national currency.
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Answers to questions
My card has been approved, how can I pick it up?
When submitting an application, you must select the bank branch where you plan to pick up the banking product. The manufacturing time for a debit card is 14 calendar days.
How to properly activate a card?
After visiting the bank, you will be issued a PIN code. You need to perform any operation, such as checking your balance at a Sberbank ATM, and the card will thus be activated.
How can I check my account balance?
• Connect SMS banking - free.
• Install "Mobile Sberbank".
• Install "Sberbank Online".
Last 10 transactions at a Sberbank ATM - 15 RUB.
Balance check at any ATM of the credit institution - 15 RUB.
Bank hotline - 900 from all operators or toll-free hotline - 8 800 555 55 50.
I have lost control of my PIN code?
You need to call Sberbank and order a card reissuance.
Where can I check my card balance?
You can check your balance in several ways:
• In the Sberbank Online mobile app.
• At an ATM.
• In the Sberbank Online internet bank.
• By sending an SMS to 900 with the text BALANCE 1234, where 1234 is the last 4 digits of the card.
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