Pochta Bank Shopping Card is a profitable debit card for shopping enthusiasts

If you love not only traveling, but also bringing home goods (clothing, souvenirs), choose the Pochta Bank card to pay for your purchases. This is a debit card issued by the Visa payment system. It allows you to pay for purchases anywhere in the world and make cash withdrawal transactions. The plastic has an unobtrusive design, and the PB logo is located in the upper right corner. The front side also features an eagle design and a security chip. Since the card is personalized, the holder's first and last name in Latin characters, as well as the expiration date, are also indicated here.

The plastic is easily connected to Samsung Pay / Google Pay / Apple Pay, which allows you to make purchases using your phone if you don't have your PB card with you.

PB "Shopping" debit card: maintenance terms

Pochta Bank offers favorable terms for its clients.

Issuance and maintenance

There is no maintenance fee for the first year of using the plastic. Starting from the second year, card maintenance will cost 700 RUB per year. The same amount must be paid for the issuance of the banking product. If you have to order a reissue of the debit card at the initiative of the financial institution or upon expiration, the service is provided free of charge. In case of loss or theft of the payment instrument, you will be charged a fee of 600 RUB.

Cash withdrawal commission

You can withdraw money for free, both with and without the card, at ATMs, cash-out points of PB and VTB Group banks. When withdrawing money from other ATMs, a commission of 1% of the amount is charged, but not less than 100 RUB.

Note! Pochta Bank has set a cash withdrawal limit of no more than 50,000 RUB per month.

Commission for transfers and payments

Intrabank transfers are free of charge. There is no fee for transfers of own funds between financial organizations to accounts of individuals and legal entities opened at PB. A fee is charged for transfers to accounts opened in other companies in accordance with the "Tariffs of PJSC Pochta Bank for making money transfers via Pochta Bank Online". If you need to transfer money to budgets of any level, you will have to part with 0.7% of the transfer amount (at least 20 RUB).

The commission for paying utility and other services is set individually for each client.

Customer notification

You can get information for free at "your" ATMs, as well as VTB Group ATMs, sales stands, and customer centers. You will also be informed for free if you contact the PB customer service. Obtaining information from other banks incurs a fee of 50 RUB per transaction.

You can get mini-statements and block the card for free.

There is an option to connect the "SMS notification" service. There is no fee for the first two months. You do not pay for the service if no card transactions were made during the billing period. In other cases, the fee will be 49 RUB per month.