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Kids debit card from Pochta Bank
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Articles about debit cards
About the card
Children's Card from Pochta Bank — plastic for the very young
Many banks, trying to satisfy the wishes of adults, issue products for children. Pochta Bank is one such financial institution. Today you can order the Pochta Bank Children's Card for your child and enjoy all the benefits of the app.
- You will teach your child to be independent. With the mobile app, they will be able to pay for games, internet, mobile communications, and even pay for utilities.
- You will be able to control where your son or daughter spends money. If necessary, the app allows you to set limits on cash withdrawals and transfers to other cards.
- The child will become financially literate. Paying regular bills can be turned into an interesting and engaging game. As a result, the child will be able to pay for all services and withdraw money using QR codes at ATMs.
- Your child will learn how to save money and spend it wisely. To ensure your child spends money wisely when they grow up, teach them from childhood how to handle "virtual rubles."
In addition, parents or guardians order the card for the youngest because the financial organization offers favorable service conditions.
Children's debit card: service conditions
The children's debit card is designed for kids aged 8 to 14 and works through a mobile app. It was developed specifically for children and with their participation.
How much does issuing and servicing a virtual card cost?
The Pochta Bank children's debit card is a beneficial product with no fees for issuance and servicing. Replacement at the bank's initiative or upon expiration is free. If there are other reasons for reissue, a fee of 50 RUB is charged.
Fee for money transfers
No fee is charged for transfers made at a bank branch. If you need to transfer money to an account opened at another bank, the virtual card holder must pay 0.8% of the amount, but not less than 15 RUB and not more than 1,000 RUB. Transfers of your own funds to accounts of individuals and legal entities opened at VTB Bank are free.
Taxes and insurance premiums are paid without a fee in accordance with the Tax Code of the Russian Federation.
The fee for transferring money to pay for utilities, television, internet, etc. is set individually for each client. The bank informs the client of the fee amount before making the transfer.
Fee for withdrawing cash from the account
If you look at reviews of the Pochta Bank Children's Card, they confirm free cash withdrawals at its ATMs.
Terms
- Parent (guardian) age: 18 years or older.
- Russian citizenship.
- A valid identity document.
- Mobile phone number (work).
- Work email address.
- A bank account opened in your name.
- Child's age: 8 years or older.
- Registration in the Russian Federation.
Once the child reaches the age of 14, the bank card will be permanently blocked. Servicing of the parents' or guardians' accounts will continue as usual.
- Parent (guardian) age: 18 years or older.
- Child's age: 8 years or older.
- Citizenship: Russian Federation.
- Registration: permanent or temporary in the Russian Federation.
- Mobile phone: required.
- Email: required.
- Bank account: required.
- Identity document of the parent or guardian.
- Birth certificate of the minor.
Application form for the Pochta Bank Children's Card.
- Identity document of the parent or guardian. Passport of a Russian citizen.
- Child's birth certificate.
- Carefully review the service conditions posted on our service.
- Visit the nearest branch and fill out an application.
- Enter the client's information and give your consent for the child to use the "Pochta Bank. Junior" app and use an electronic signature.
- Enter the child's information, giving consent to manage funds and perform various transactions using the virtual card. As soon as the bank receives the necessary information, the child will be able to use the banking product via the mobile app.
Now you know how to connect the Pochta Bank Children's Card and where it can be done.
Although the agreement is concluded for an indefinite period, the client has the right to terminate it and close the children's virtual card. Termination of the agreement is carried out on the basis of an application submitted to the client center or through a sales desk.
It is impossible to forget the card PIN code because it does not exist. Transactions are carried out using the virtual card details or at Pochta Bank ATMs using a QR code.
The owner of the virtual card can optionally use the SMS-info service or other services specified in the tariffs.
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Answers to questions
How do I activate the card?
As soon as the client concludes an agreement with the bank by submitting the required documents, the institution will "issue" an already activated card. No additional actions are required.
What delivery methods are available for the card?
None. The Pochta Bank Children's Card is a virtual product that operates online.
How to check the account balance?
To check your account balance, use the mobile app or log into online banking. SMS banking is also available. Both the child and parents can access this information.
How do I reissue the Children's Card?
Reissuance is done automatically upon expiration. If the last transaction on the virtual card was made more than a year ago, you need to submit an application.
I suspect third parties have used the virtual card. What should I do?
Upon discovering this, notify the bank in writing as soon as possible.
What liability does the cardholder bear for violating contract terms?
The virtual cardholder bears liability stipulated by the laws of the Russian Federation.
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