5 most reliable microfinance organizations in 2024
TOP 5 most reliable MFIs in 2024
Today, a huge number of microfinance organizations operate on the Russian market. We have prepared a rating of the most reliable MFIs in 2024 for you.

| Name of the microfinance organization | Microloan amount | Microloan term | Interest rate |
| MoneyMan | from 1.5 to 100 thousand rubles | from 5 days to 18 weeks | from 0% to 0.8% per day |
| Zaimer | from 2,000 to 100,000 RUB | from 7 to 12 months | from 0% to 0.8% per day |
| Ezaem | from 3 to 55 thousand rubles | from 5 to 168 days | from 0% to 0.8% per day |
| eKapusta | from 100 rubles to 30 thousand | from 7 to 21 days | from 0% to 0.8% per day |
| Web-zaim | from 3 to 30 thousand rubles | from 7 to 30 days | from 0% to 0.8% per day |
MoneyMan
- microloan amount — from 1.5 to 100 thousand rubles;
- microloan term — from 5 days to 18 weeks;
- interest rate — from 0% to 0.8% per day.
If you apply to MoneyMan for the first time, you can get an interest-free loan. To do this, you need to submit an application on the official website of the MFI for any available amount for a term of 21 days. When applying for a microloan for a longer period, the interest rate for you will be the same as for other clients — up to 0.8% per day.
With continuous cooperation with the microfinance organization, long-term loans of up to 100 thousand rubles for a term of up to 18 weeks with an overpayment from 0.5% per day will be available to you.
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Zaimer
- microloan amount — from 2 to 100 thousand rubles;
- microloan term — from 7 to 365 days;
- interest rate — from 0% to 0.8% per day.
This microfinance organization issues up to 100 thousand rubles with a maximum term of up to 30 days. At the same time, the interest rate will be the same — up to 0.8% per day.
Zaimer also has a special offer for new clients. You can get your first microloan without overpayments.
Ezaem

- microloan amount — from 3 to 55 thousand rubles;
- microloan term — from 5 to 168 days;
- interest rate — from 0% to 0.8% per day.
If you are a new client, you can apply for an amount from 3 to 15 thousand rubles for a term of 5 to 35 days. At the same time, at the discretion of the microfinance organization, there may be no overpayment for you. Starting from your second application, you can count on an amount from 3 to 55 thousand rubles for a term of up to 168 days. The maximum rate, as almost everywhere, is 0.8% per day.
eKapusta
- microloan amount — from 100 rubles to 30 thousand;
- microloan term — from 7 to 21 days;
- interest rate — from 0% to 0.8% per day.
EKapusta has no restrictions for new clients — they can count on the same conditions as regular borrowers. Thus, if you apply to the microfinance organization for the first time, a loan ranging from 100 rubles to 30,000 rubles for a term of 7 to 21 days will be available to you. The only difference is that the interest rate for you will be 0%, while for regular clients it can be increased to 0.8% per day.
Web-zaim
- microloan amount — from 3 to 30 thousand rubles;
- microloan term — from 7 to 30 days;
- interest rate — from 0% to 1% per day.
If you are applying to Web-Zaim for the first time, you can get a loan without any overpayment. To do this, you need to apply for any available amount for a term of up to 14 days. For longer-term loans, the interest rate will be the same as for regular customers — up to 1% per day.
The more often you apply to Web-Zaim, the lower the rate you may be offered. Thus, the minimum microloan overpayment can be 0.8% per day for you.
To sum up. You can safely apply to any microfinance organization operating in accordance with Russian legislation. A list of such MFOs can be found on the Central Bank's official website. The only risk of applying to such companies is a high overpayment.
Loan term up to 30 days
From %
Amount - up to 30,000 RUB
CREDIT HISTORY —
Loan term up to 365 days
From %
Amount — up to 100,000 RUB
CREDIT HISTORY —
Loan term up to 365 days
From %
Amount — up to 150,000 RUB
CREDIT HISTORY —
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