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ATB Stavka 19 Credit Card
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Articles about credit cards
About the card
Review of the ATB bank credit card "Stavka 19%"
A quick look at the name of the bank's program makes it clear that the ATB credit card "Stavka 19" is one of the most attractive banking products on the Russian market. Now you have the opportunity to apply for the "Stavka 19" credit card from ATB right now and spend funds on any purchases at your discretion. Have unexpected purchases? Go ahead and apply for the ATB "Stavka 19" credit card to buy whatever you want.
Main advantages based on reviews of the "Stavka 19" credit card from ATB:
- The highest credit limit is 300,000 RUB.
- The lowest interest rate is 19% per annum.
- Any unlimited repayment period for funds.
- Get a guaranteed 1% cashback on any purchases.
- No annual maintenance fee for the card, no reissuance fee, and card issuance is always free.
- You can additionally get a second or third card for your family members.
- Convenient online banking to track your credit account expenses.
Apply and get approval for a credit card from ATB bank "Stavka 19" and safely spend money on unplanned purchases.
What are the application terms for the ATB Bank "Stavka 19" credit card?
Judging by reviews of the ATB "Stavka 19" credit card, this banking product is an excellent payment tool for those who make unplanned purchases.
In the European part of Russia, there is one bank office located in Moscow. The main network of bank branches is located in the Far Eastern and Siberian Federal Districts. In the Ural region, there are 2 bank branches in Yekaterinburg.
Terms
Given the bank's regional presence in the Far East and Siberia, this banking product is mainly available to residents of these regions, as well as Moscow and Yekaterinburg.
It is advisable for pensioners to have permanent employment. The credit card will be issued if you have the status of a working pensioner. In other cases, a loan is available to pensioners only after individual review of the application.
Individual entrepreneurs must provide a tax return for the bank to approve the application. An important condition for all credit card applicants is that their place of work and registration must be in the same region where the main or secondary office of the credit institution is located.
First of all, we suggest reviewing the feedback on the ATB "Stavka 19" credit card. As you can see, most borrowers are residents of the Far East and Siberia, since that is where the bank's branches are primarily located. In addition, there are several branches in Moscow and Yekaterinburg. The full name of the bank is Asian-Pacific Bank, and its head office is located in Blagoveshchensk. Thus, the financial credit institution operates mainly with borrowers residing in the Asian part of the Russian Federation.
When choosing a bank, be sure to pay attention to its territorial coverage. The complete list of the bank's coverage includes the following regions:
- Altai Krai
- Amur Oblast
- Jewish Autonomous Oblast
- Zabaykalsky Krai
- Irkutsk Oblast
- Altai Republic
- Kamchatka Krai
- Kemerovo Oblast
- Krasnoyarsk Krai
- Magadan Oblast
- Moscow and Moscow Oblast
- Primorsky Krai
- Republic of Buryatia
- Republic of Sakha (Yakutia)
- Republic of Khakassia
- Sakhalin Oblast
- Sverdlovsk Oblast
- Khabarovsk Krai
- Chukotka Autonomous Okrug
- The applicant must be a citizen of Russia, which is confirmed by passport data.
- The borrower must have registration and primary employment only in regions where a bank branch is located. The full list is available on the official portal.
- The borrower's age must be at least 21 and no older than 67.
- Official employment for at least 1 month. For individual entrepreneurs, business activity for at least 6 months.
- The credit card is available to both working and non-working pensioners.
- It is necessary to provide a document confirming primary income.
- A second document is optional. Pensioners must provide a retirement certificate.
In accordance with loyalty and marketing programs, holders of the ATB "Stavka 19" credit card have the following additional opportunities.
- Since the card is a Visa payment system tool, all cardholders participate in discounts from the Visa brand.
- All transaction information and statement viewing are available via ATB-Online services or the ATB-Mobile software.
- The bank's 24/7 telephone support is available at 8-800-775-88-88.
The initial credit limit is announced by the bank manager; however, when filling out the application, you can check the data using the bank's calculator. As a rule, this amount of funds will be credited to your card account.
The bank invites borrowers to participate in programs where additional benefits can be obtained. The "Bring a Friend", "Get a Book as a Gift", and "Easy Return" programs are available to borrowers.
Rates
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Answers to questions
How long will the ATB Bank take to review the application?
No more than 60 minutes; however, the term may be extended up to 48 hours.
Where can I view the bank's decision?
You will receive an SMS notification or a call from a bank representative.
Where can I pick up the card after approval?
Only by visiting a bank branch.
How does card activation take place?
Directly at the bank branch, activation is performed by a manager.
Customer reviews
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