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Alfa Travel Classic credit card from Alfa-Bank
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Articles about credit cards
About the card
Overview of the Alfa Travel Classic Credit Card for Travelers
If you love traveling the world and are always on the move, you should apply for the Alfa Travel Classic credit card. It will serve as a reliable tool for paying for services and help you earn great rewards on your trips through the "Miles" program. For the first 60 days, you can enjoy a 0% interest rate and manage your money as you see fit. The Alfa Travel Classic credit card is a great option for confident individuals who want to explore the world through travel.
The bank offers bonuses in the form of miles, which you can later spend on purchasing airline and train tickets, as well as paying for hotels.
Key benefits of the Alfa Travel credit card:
- There is a grace period during which you do not have to pay any interest. The grace period is 60 days.
- The grace period applies to both cash withdrawals and cashless transactions.
- If you comply with all the terms and conditions of the Alfa Travel Classic credit card from Alfa-Bank, the lending institution may unilaterally increase your credit limit.
- The minimum payment ranges from 3% to 10% and is set by the bank individually for each cardholder.
- An extensive "Miles" program designed to earn additional bonuses from the bank, which can be spent on hotel services and ticket purchases.
The Miles program is designed to provide cardholders with additional perks when they spend money. Key terms of the "Miles" program:
- Every cardholder receives 1,000 welcome miles.
- Miles are awarded at a rate of 2% (cashback) on all purchases.
- For purchases on travel.alfabank.ru, miles are awarded at 10% for airline tickets, 5% for train tickets, and 10% for hotel bookings.
- Bonus miles are awarded at the rate of 1 mile = 1 RUB.
- Cardholders can spend miles to purchase air tickets from any airline in the world.
Please note that the Alfa Travel Classic debit card has some differences in its bonus programs compared to the classic credit card.
General terms for issuing the Alfa-Bank Alfa Travel Classic credit card
According to Alfa-Bank's marketing program, the Alfa Travel Classic credit card has specific parameters.
Additionally, by using miles, cardholders can unlock special lending terms from Alfa-Bank. Borrowers will have access to free and unlimited mobile internet roaming, completely free luggage wrapping, and up to a 50% discount on AMEDIATEKA.
You can also additionally access the following programs:
- Completely free access to the App in the Air app.
- A 15% discount on business class travel.
- Discounts at Novikov Group restaurants at Sheremetyevo Airport.
- Privileged access to Priority Pass business lounges worldwide.
- Guaranteed compensation in the event of a flight delay or cancellation.
- A 35% discount on car rentals.
Full terms of the loyalty program can be found on Alfa-Bank's website.
Terms
An important condition for obtaining the Alfa Travel Classic credit card from Alfa-Bank is having a branch of the lending institution located in the same region as the borrower's permanent or temporary registration and primary place of work. To submit an application based on your actual address, you must meet several criteria.
Please note that the more documents you provide for the bank's review, the lower the interest rate and the more favorable the terms for the mandatory minimum monthly payment, which ranges from 3% to 10%. This interesting and attractive banking product is available to Russian citizens only.
- Minimum applicant age – 18 years.
- A stable income is required.
- You must have your own mobile phone and provide your employer's contact details.
- When opening a credit line of up to 50,000 RUB, providing passport details is sufficient, with no income verification required.
- For credit limits from 50,000 to 100,000 RUB, you must provide a second document of your choice: a SNILS card, health insurance policy, international passport details, details of another bank card, or a driver's license.
- For limits exceeding 100,000 RUB, an income certificate is required (either in the bank's format or standard 2-NDFL).
The credit card comparison website will help you make the right choice and apply for a profitable banking product tailored for travel lovers. This banking product is one of the most attractive for travelers and even won the national "Most Profitable Travel Card 2018" award.
Carefully review the bank's offer, and if it suits you, click the "Apply for card" link to go to the official website and fill out the application form with all the required details and information.
Once you have received your card, you can check your balance independently using one of the following methods:
- Through the "Alfa-Click" internet banking.
- Mobile banking via the "Alfa-Mobile" app.
- Through the "Alfa-Consultant" support service (by calling the hotline).
- At a local bank branch or in any region.
The responsible bank operator will inform you of the initial credit amount. You can also check the credit limit yourself using one of the methods mentioned above.
Holders of the Alfa-Bank Alfa Travel Classic credit card can receive free assistance from a "Personal Assistant", who can help travelers:
- Organize meetings and find guides and interpreters.
- Deliver tickets to important events even if they are sold out.
- Plan a trip to important and significant landmarks.
- Book a golf course or tennis court.
- Reserve a table at a restaurant, cafe, etc.
Want to travel hassle-free? Then the Alfa Travel Classic credit card is the right choice for you!
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Answers to questions
Within what period is a card application reviewed?
The bank has set a minimum term of 1 calendar day and a maximum term of 5 business days.
How will I find out the bank's decision on the loan?
A bank operator should call you and provide the information. In addition, you can call 8 800 2000-000 yourself to clarify any questions.
How do I get the card? Is delivery available?
You can only get the credit card at a bank branch. In 2019, the bank started delivering credit cards via courier, but this rule does not apply to all regions.
How is the card activated?
You can do it at a bank branch or by calling 8 800 2000-000 (press 4).
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