Alfa Travel Classic credit card from Alfa-Bank

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10886
29
Credit limit
Credit limit
1 000 000 ₽
Rate, %
Rate, %
from 11.9 %
Cost
Cost
from 990 RUB
Interest-free
Interest-free
60 days
Cashback
Cashback
10%
Decision
Decision
From 1 days
Alfa Travel Classic credit card from Alfa-Bank
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Updated: 01.11.2024

About the card

Overview of the Alfa Travel Classic Credit Card for Travelers

If you love traveling the world and are always on the move, you should apply for the Alfa Travel Classic credit card. It will serve as a reliable tool for paying for services and help you earn great rewards on your trips through the "Miles" program. For the first 60 days, you can enjoy a 0% interest rate and manage your money as you see fit. The Alfa Travel Classic credit card is a great option for confident individuals who want to explore the world through travel.

The bank offers bonuses in the form of miles, which you can later spend on purchasing airline and train tickets, as well as paying for hotels.

Key benefits of the Alfa Travel credit card:

  • There is a grace period during which you do not have to pay any interest. The grace period is 60 days.
  • The grace period applies to both cash withdrawals and cashless transactions.
  • If you comply with all the terms and conditions of the Alfa Travel Classic credit card from Alfa-Bank, the lending institution may unilaterally increase your credit limit.
  • The minimum payment ranges from 3% to 10% and is set by the bank individually for each cardholder.
  • An extensive "Miles" program designed to earn additional bonuses from the bank, which can be spent on hotel services and ticket purchases.

Earning miles with the Alfa Travel Classic credit card

The Miles program is designed to provide cardholders with additional perks when they spend money. Key terms of the "Miles" program:

  1. Every cardholder receives 1,000 welcome miles.
  2. Miles are awarded at a rate of 2% (cashback) on all purchases.
  3. For purchases on travel.alfabank.ru, miles are awarded at 10% for airline tickets, 5% for train tickets, and 10% for hotel bookings.
  4. Bonus miles are awarded at the rate of 1 mile = 1 RUB.
  5. Cardholders can spend miles to purchase air tickets from any airline in the world.

Please note that the Alfa Travel Classic debit card has some differences in its bonus programs compared to the classic credit card.

General terms for issuing the Alfa-Bank Alfa Travel Classic credit card

According to Alfa-Bank's marketing program, the Alfa Travel Classic credit card has specific parameters.

Additionally, by using miles, cardholders can unlock special lending terms from Alfa-Bank. Borrowers will have access to free and unlimited mobile internet roaming, completely free luggage wrapping, and up to a 50% discount on AMEDIATEKA.

You can also additionally access the following programs:

  • Completely free access to the App in the Air app.
  • A 15% discount on business class travel.
  • Discounts at Novikov Group restaurants at Sheremetyevo Airport.
  • Privileged access to Priority Pass business lounges worldwide.
  • Guaranteed compensation in the event of a flight delay or cancellation.
  • A 35% discount on car rentals.

Full terms of the loyalty program can be found on Alfa-Bank's website.

Terms

An important condition for obtaining the Alfa Travel Classic credit card from Alfa-Bank is having a branch of the lending institution located in the same region as the borrower's permanent or temporary registration and primary place of work. To submit an application based on your actual address, you must meet several criteria.

Please note that the more documents you provide for the bank's review, the lower the interest rate and the more favorable the terms for the mandatory minimum monthly payment, which ranges from 3% to 10%. This interesting and attractive banking product is available to Russian citizens only.

  • Minimum applicant age – 18 years.
  • A stable income is required.
  • You must have your own mobile phone and provide your employer's contact details.
  • When opening a credit line of up to 50,000 RUB, providing passport details is sufficient, with no income verification required.
  • For credit limits from 50,000 to 100,000 RUB, you must provide a second document of your choice: a SNILS card, health insurance policy, international passport details, details of another bank card, or a driver's license.
  • For limits exceeding 100,000 RUB, an income certificate is required (either in the bank's format or standard 2-NDFL).

The credit card comparison website will help you make the right choice and apply for a profitable banking product tailored for travel lovers. This banking product is one of the most attractive for travelers and even won the national "Most Profitable Travel Card 2018" award.

Carefully review the bank's offer, and if it suits you, click the "Apply for card" link to go to the official website and fill out the application form with all the required details and information.

После того, как вы стали обладателем карты, вы можете самостоятельно проверить счет одним из следующих способов:

  • Через интернет-банкинг «Альфа-Клик».
  • Мобильный банк через софт «Альфа-Мобайл».
  • Через службу поддержки «Аотфа-Консультант» (необходимо позвонить на телефон горячей линии).
  • Местное отделение банка, или в любом регионе.

Размер первоначального кредита вам сообщит ответственный оператор банка. Можно также самостоятельно узнать размер кредитной линии одним из вышеуказанных способов.

Преимущества услуги «Персональный помощник» для держателей кредитной карты от Альфа-Банка

Владельцы кредитной карты Альфа Банка Alfa Travel Classic бесплатно могут получить помощь «Персонального помощника», который поможет для путешественников:

  • Организовать встречу, найти гидов и переводчиков.
  • Доставить билеты на важное мероприятие, даже если их нет в продаже.
  • Спланировать поездку по важным и значимым местам.
  • Забронировать поле для игры в гольф или теннисный корт.
  • Заказать столик в ресторане, кафе и т.д.

Хотите путешествовать без проблем, тогда кредитная карта Alfa Travel Classic ваше правильное решение!

Rates

Payment system
Мастеркард или Visa
Card type
Классик или Стандарт
Expiration date
24 months
Credit limit
1 млн руб.
Grace period
60 days
Interest rate
From 11.99% per annum
Minimum payment
3-10% (индивидуально)
Penalty for missed payment
0,1% ежедневно
Maintenance cost
1290 руб. – отсутствует пакет услуг 990- присутствует пакет услуг
Cash withdrawal fee
5,9%, но не менее чем 500 руб.
Bonus program
Кешбек до 9% (возврат только милями)
Borrower's age
From 18 years
Income verification
Not mandatory
Credit history
Any
Card delivery location
At the bank branch only
App
Yes
Internet bank
Yes
3D Secure
Available
Contactless form
Alfa-Mobile

Calculator

Credit card calculator
Credit limit
Term / month
Rate
Loan amount
8 000 000
Overpayment
1 000 000
Total payment amount
9 000 000
Loan maturity
15.05.2022
Monthly payments
500 000

Answers to questions

Within what period is a card application reviewed?

Банк установил минимальный срок в 1 календарный день, максимальный срок – 5 рабочих дней.

Как я узнаю решение банка по кредиту?

Вам должен позвонить оператор банка и сообщить информацию Кроме этого, вы можете самостоятельно позвонить по телефону 8 800 2000-000 и уточнить все вопросы.

Как получить карту? Есть ли доставка?

Получить кредитку можно только в офисе банка. В 2019 году банк начал доставлять кредитку через курьеров, но это правило работает не для всех регионов.

Как активируют карту?

Можно в офисе банка, а также позвонив по телефону 8 800 2000-000. (набрав цифру 4)

Other offers

Customer reviews

Leave a review
Stanislav Fedishev
Stanislav Fedishev
Guest
Alfa-Bank
I applied for a card, everything was fast and hassle-free. Online banking is very convenient, I can always see my balance and statements. The credit limit suited me. And the cashback on purchases is just super!
WhisperingWhirl
WhisperingWhirl
Guest
Alfa-Bank
I applied for the Alfa Travel Classic credit card before my trip to use it abroad. It's very convenient that the exchange rate is locked at the time of purchase. Purchase bonuses are a nice perk, especially for travel. Found no downsides.
M@gic@lMyst1c
M@gic@lMyst1c
Guest
Alfa-Bank
I usually don't write reviews, but I'll make an exception for Alfa-Bank. I got the Alfa Travel Classic card before a trip to earn airline ticket bonuses. The statements are clear, and I check my balance in the app—everything is very convenient. The card is valid for 3 years, which is great. Customer service is top-notch; they are always helpful and ready to explain. Recommended!
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