Refinancing at Gazprombank

В Газпромбанке заемщики могут рефинансировать другие кредиты на сумму от 300 тысяч до 7 миллионов рублей на срок от 13 до 60 месяцев. При оформлении займа в мобильном приложении банка и оформлении личного страхования процентная ставка начинается от 12,9% годовых.

При отказе от личного страхования в первом случае переплата может быть увеличена на 6-13 процентных пунктов, а во втором — на 12-15 процентных пунктов в зависимости от суммы кредита.

Gazprombank borrowers can repay their loans ahead of schedule. To do this, they must submit a written notice of their intent to the lender at least 1 working day before the scheduled payment date.

If the monthly payment is not made on time, Gazprombank charges a penalty of 20% per annum on the overdue principal and accrued interest.

Borrowers who meet the following requirements can apply for refinancing at Gazprombank:

• are citizens of the Russian Federation;
• aged from 20 years at the time of applying for the loan and up to 70 years at the time of the expected end date of the loan agreement;
• have continuous work experience at their current job for at least 3 months;
• have a stable income sufficient to service the requested loan amount.

To obtain a loan from Gazprombank, salary clients or those applying for up to 500,000 RUB must provide a passport of a citizen of the Russian Federation. For amounts from 500,000 to 2,000,000 RUB, a document confirming employment is also required. For amounts starting from 2,000,000 RUB, proof of income must also be provided.

Gazprombank transfers the funds directly to pay off the refinanced loan. If the borrower requests an additional amount, they can receive it in cash at a bank branch or on a debit card.

Monthly payments are automatically debited from an account opened at Gazprombank. You can deposit money into it in the following ways:

• by transfer between your own accounts opened at Gazprombank;
• by transfer from cards of other banks;
• in cash through Gazprombank ATMs;
• in cash through ATMs of other banks;
• in cash through Gazprombank cash desks.

Abbreviated name: GPB Bank JSC

Tax status: 7744001497

BIC: 044525823

KPP: 997950001

Corr. account: 30101810200000000823

OGRN: 1027700167110